G. W. Jones Exchange Bank
Marcellus, MI
IDRSSD: 540542
Total Assets
$111.67M
Latest filing
Total Deposits
$100.91M
Latest filing
Net Interest Margin
4.61%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
G. W. Jones Exchange Bank
115 W Main St
Marcellus, MI 49067
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/28/1877FDIC Certificate 660
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| G. W. Jones Exchange Bank (Main) | 115 W Main St | Marcellus, MI |
| MARCELLUS BRANCH | 120 W Main St | Marcellus, MI |
| CASSOPOLIS BRANCH | 110 Spencer Rd | Cassopolis, MI |
| EDWARDSBURG BRANCH | 69139 M 62 | Edwardsburg, MI |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Blissfield State Bank
Blissfield, Michigan
→
Assets: $112.13MΔ +0.9%
Kalamazoo County State Bank
Schoolcraft, Michigan
→
Assets: $124.81MΔ +12.3%
Huron State Bank
Rogers City, Michigan
→
Assets: $96.85MΔ -12.9%
Comerica Bank & Trust, National Association
Ann Arbor, Michigan
→
Assets: $126.28MΔ +13.6%
Mayville State Bank
Mayville, Michigan
→
Assets: $94.15MΔ -15.3%
Bank Michigan
Brooklyn, Michigan
→
Assets: $141.12MΔ +26.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/28/1877 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 49067 |
| State and County Number | 26027 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | South Bend-Mishawaka, IN-MI |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/09/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.gwjonesbank.com |
| Data Updated | 01/30/2026 |
| CERT | 999 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $111.67M |
| Total Deposits | $100.91M |
| Total Liabilities | $101.86M |
| Total Equity Capital | $9.81M |
| Net Income | $-57,000 |
| Net Loans and Leases | $24.83M |
| Assets Per Employee ($Millions) | $3.72M |
| Bank Premises and Fixed Assets | $679.00k |
| Cash and Balances due from Depository Institutions | $34.82M |
| Deposits Held in Domestic Offices | $100.91M |
Key Performance Ratios
| Return on Assets (ROA) | -0.2% |
| Return on Equity (ROE) | -2.34% |
| Net Interest Margin | 4.61% |
| Efficiency Ratio | 101.5% |
| Tier 1 Risk-Based Capital Ratio | 38.368% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.781% |
| Earning Assets to total Assets | 95.04% |
Income and Expense
| Total Interest Income | $1.38M |
| Total Noninterest Income | $248.00k |
| Total Interest Expense | $162.00k |
| Total Noninterest Expense | $1.49M |
| Net Interest Income | $1.22M |
| Pre-tax Net Operating Income | $-22,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $54.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $958.00k |
| Total Liabilities and Capital | $111.67M |
Securities
| Securities | $50.57M |
| Available-for-sale debt securities | $30.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $20.47M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of G. W. Jones Exchange Bank?
$111.67M as of the latest filing.
How much are G. W. Jones Exchange Bank's total deposits?
$100.91M in total deposits.
Where is G. W. Jones Exchange Bank located?
Marcellus, MI.
What is the Net Interest Margin?
4.61%.
How many domestic offices does it operate?
4.
When was it established?
05/28/1877.
What is the Return on Assets (ROA)?
-0.2%.
How much are total loans and leases?
$24.83M (latest filing).
What is the total interest income (latest filing)?
$1.38M.