Blissfield State Bank
Blissfield, MI
IDRSSD: 937843
Total Assets
$118.92M
Latest filing
Total Deposits
$109.22M
Latest filing
Net Interest Margin
3.76%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
072403978BLISSFIELD, MI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Blissfield State Bank
204 E Jefferson St
Blissfield, MI 49228
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/24/1873FDIC Certificate 642
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Blissfield State Bank (Main) | 204 E Jefferson St | Blissfield, MI | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/24/1873 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 49228 |
| State and County Number | 26091 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Adrian, MI |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.blissfieldstate.com |
| Data Updated | 01/30/2026 |
| CERT | 976 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $118.92M |
| Total Deposits | $109.22M |
| Total Liabilities | $109.40M |
| Total Equity Capital | $9.52M |
| Net Income | $329.00k |
| Net Loans and Leases | $54.56M |
| Assets Per Employee ($Millions) | $5.41M |
| Bank Premises and Fixed Assets | $700.00k |
| Cash and Balances due from Depository Institutions | $2.42M |
| Deposits Held in Domestic Offices | $109.22M |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 14.29% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 70.53% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.002% |
| Earning Assets to total Assets | 96.51% |
Income and Expense
| Total Interest Income | $1.30M |
| Total Noninterest Income | $78.00k |
| Total Interest Expense | $259.00k |
| Total Noninterest Expense | $792.00k |
| Net Interest Income | $1.04M |
| Pre-tax Net Operating Income | $331.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $13.55M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $181.00k |
| Total Liabilities and Capital | $118.92M |
Securities
| Securities | $45.91M |
| Available-for-sale debt securities | $45.91M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Blissfield State Bank?
$118.92M as of the latest filing.
How much are Blissfield State Bank's total deposits?
$109.22M in total deposits.
Where is Blissfield State Bank located?
Blissfield, MI.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
1.
When was it established?
05/24/1873.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$54.56M (latest filing).
What is the total interest income (latest filing)?
$1.30M.