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Guardian Savings Bank

IDRSSD: 823076
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Modifications

FFIEC RC-N memo (loan modifications) as of 2024-06-30. Status breakdown: in compliance / 30-89 PD / 90+ PD / nonaccrual.

Headline totals

Total modified
$0
Sum of reported modification buckets
Total loans
$14.3K
MDRM: LNLSNET
% of loans
0.00%
Watch > 1%; risk > 2%

Modified loans by bucket

Bucket$ Value% of total modifiedMDRM
Pre-2024 total modified loans$0K160
Pre-2024 CRE modifications$0K111
Pre-2024 C&I modifications$0K112
Pre-2024 consumer modifications$0K113
Post-2024 1-4 family modificationsL182
Post-2024 multifamily modifications$0L183
Post-2024 commercial modifications$0L184

Total modified $ — last 13 quarters

Definitions + sources

Source
FFIEC RC-N memo (Restructured/Modified Loans) via CallReport_Financials.
MDRMs
HK25 (in compliance), HK26 (30-89 PD), HK27 (90+ PD), HK28 (nonaccrual). Builder pulls both RCFD* (foreign+domestic, large banks) and RCON* (domestic-only) variants and prefers RCFD when filed.
Note
Status breakdown is the single most useful examiner metric — separating performing modifications from past-due/nonaccrual ones is the credit-risk signal.

Generated: 2026-04-25 01:14:50 UTC