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Greenway Bank

IDRSSD: 380878
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Vital Signs Report — 2025-Q1

Per-quarter snapshot for 2025-Q1: composite Vital Signs Score, all five pillars, and ranked Watch Items.

Synthesis

Vital Signs Score
83
/ 100
StrongAs of 2025-Q1QoQ -1

Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.

Quarterly Headline

2025-Q1

Bank #380878 2025-Q1 Vital Signs Score: 83/100 — overall strong. Strongest pillar: Securities (strong). Weakest pillar: Liquidity (watch).

Liquidity:Watch
Securities:Strong
Capitalization:Strong
Asset Quality:Strong
Reserves:Stable

Top 3 Watch Items

  1. watch
    Brokered deposits above 30%
    Liquidity — Brokered 42.6% of deposits (threshold 30%).
  2. watch
    Cash / Assets below 3%
    Liquidity — Cash 1.83% of assets (threshold 3%).
  3. info
    ALLL / Loans below 0.75%
    Reserves — ALLL 0.72% of loans.

What changed this quarter

Compared to Q4 2024:
-1 ptscomposite
  • Liquidity
    -4
  • Securities
  • Capitalization
    -1
  • Asset Quality
    -1
  • Reserves
    0

The five pillars

Liquidity

WatchQoQ -4
56
Sub-score

Liquidity is deteriorating: brokered 42.6%, loans/deposits 54.4%, cash 1.8% of assets.

Cash / Assets
1.83%
Loans / Deposits
54.44%
Brokered %
42.61%

Watch Items

  • watchBrokered deposits above 30%Brokered 42.6% of deposits (threshold 30%).
  • watchCash / Assets below 3%Cash 1.83% of assets (threshold 3%).

Securities

Strong
100
Sub-score

Securities profile is strong: securities 0.0% of assets.

MtM Loss / Tier 1
SVB watch metric
Securities / Assets
0.00%
No watch items at this period.

Capitalization

StrongQoQ -1
97
Sub-score

Capital position is strong: Tier 1 RBC 15.28%, CET1 15.28%, leverage 9.40%.

Tier 1 RBC
15.28%
CET1
15.28%
Leverage
9.40%
No watch items at this period.

Asset Quality

StrongQoQ -1
93
Sub-score

Asset quality is strong: Adjusted NPL 0.46%, Texas Ratio 2.3%, NCO YTD 0.00%.

Adjusted NPL
0.46%
Govt-guarantees stripped
Texas Ratio
2.3%
NCO YTD
0.00%
30-89 PD
1.33%
Band 0.3% / 3.0%
90+ PD
0.00%
Band 0.1% / 2.0%
No watch items at this period.

Reserves

StableQoQ 0
64
Sub-score

Reserves are stable: ALLL 0.72% of loans, coverage 155.2%, true coverage 155.2%.

ALLL / Loans
0.72%
Coverage
155.2%
True Loss Coverage
155.2%

Watch Items

  • infoALLL / Loans below 0.75%ALLL 0.72% of loans.

Methodology + sources

Vital Signs Score
Composite of five pillar sub-scores, each 0–100. Weights: Liquidity 20%, Securities 15%, Capitalization 25%, Asset Quality 25%, Reserves 15%. See functions/src/vitalSignsScore.ts for the complete formula and band anchors.
Period addressing
Per-quarter URLs accept "YYYY-Q{n}" (canonical), "YYYYqQ" (compact form), or "YYYY-MM-DD" quarter-end dates. All forms canonicalize to the same snapshot.
Source data
FFIEC Call Report Schedules RC, RC-A, RC-B, RC-E, RC-M, RC-N, RC-R, RI, and RI-B Pt I/II via CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).

Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.

Generated: 2026-05-13 08:10:39 UTC