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Greenway Bank

IDRSSD: 380878
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Vital Signs Report — 2024-Q4

Per-quarter snapshot for 2024-Q4: composite Vital Signs Score, all five pillars, and ranked Watch Items.

Synthesis

Vital Signs Score
85
/ 100
StrongAs of 2024-Q4QoQ +2

Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.

Quarterly Headline

2024-Q4

Bank #380878 2024-Q4 Vital Signs Score: 85/100 — overall strong. Strongest pillar: Securities (strong). Weakest pillar: Liquidity (watch).

Liquidity:Watch
Securities:Strong
Capitalization:Strong
Asset Quality:Strong
Reserves:Stable

Top 3 Watch Items

  1. risk
    Brokered deposits above 30%
    Liquidity — Brokered 49.0% of deposits (threshold 30%).
  2. info
    Uninsured deposits above 50%
    Liquidity — Uninsured 50.9% of deposits (threshold 50%).
  3. info
    ALLL / Loans below 0.75%
    Reserves — ALLL 0.66% of loans.

What changed this quarter

Compared to Q3 2024:
↑ +2 ptscomposite
  • Liquidity
    ↑ +5
  • Securities
    — —
  • Capitalization
    ↓ -1
  • Asset Quality
    ↑ +3
  • Reserves
    ↑ +6

The five pillars

Liquidity

WatchQoQ +5
60
Sub-score

Liquidity is deteriorating: brokered 49.0%, loans/deposits 50.7%, cash 4.6% of assets.

Cash / Assets
4.62%
Loans / Deposits
50.72%
Brokered %
49.02%

Watch Items

  • riskBrokered deposits above 30% — Brokered 49.0% of deposits (threshold 30%).
  • infoUninsured deposits above 50% — Uninsured 50.9% of deposits (threshold 50%).

Securities

Strong
100
Sub-score

Securities profile is strong: securities 0.0% of assets.

MtM Loss / Tier 1
—
SVB watch metric
Securities / Assets
0.00%
No watch items at this period.

Capitalization

StrongQoQ -1
99
Sub-score

Capital position is strong: Tier 1 RBC 17.31%, CET1 17.31%, leverage 9.66%.

Tier 1 RBC
17.31%
CET1
17.31%
Leverage
9.66%
No watch items at this period.

Asset Quality

StrongQoQ +3
94
Sub-score

Asset quality is strong: Adjusted NPL 0.41%, Texas Ratio 1.8%, NCO YTD 0.00%.

Adjusted NPL
0.41%
Govt-guarantees stripped
Texas Ratio
1.8%
NCO YTD
0.00%
30-89 PD
1.29%
Band 0.3% / 3.0%
90+ PD
0.00%
Band 0.1% / 2.0%
No watch items at this period.

Reserves

StableQoQ +6
64
Sub-score

Reserves are stable: ALLL 0.66% of loans, coverage 161.9%, true coverage 161.9%.

ALLL / Loans
0.66%
Coverage
161.9%
True Loss Coverage
161.9%

Watch Items

  • infoALLL / Loans below 0.75% — ALLL 0.66% of loans.

Methodology + sources

Vital Signs Score
Composite of five pillar sub-scores, each 0–100. Weights: Liquidity 20%, Securities 15%, Capitalization 25%, Asset Quality 25%, Reserves 15%. See functions/src/vitalSignsScore.ts for the complete formula and band anchors.
Period addressing
Per-quarter URLs accept "YYYY-Q{n}" (canonical), "YYYYqQ" (compact form), or "YYYY-MM-DD" quarter-end dates. All forms canonicalize to the same snapshot.
Source data
FFIEC Call Report Schedules RC, RC-A, RC-B, RC-E, RC-M, RC-N, RC-R, RI, and RI-B Pt I/II via CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).

Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.

Generated: 2026-05-13 08:10:39 UTC