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Grasshopper Bank Na

IDRSSD: 5210989
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 5210989 held $1.5B in total assets as of 2026-03-31 (-3.8% quarter-over-quarter). Total loans stood at $1.2B (+5.9% QoQ) and total deposits at $1.4B (-3.9% QoQ).

Overall position is adequate — the composite Health Score is 48/100 (Adequate). Tier 1 / RWA stands at 10.26%, in the bottom decile of peers. Asset quality (NPL ratio) sits in the below median of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
48/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$1.5B
-3.8% QoQ
Total Loans
$1.2B
+5.9% QoQ
Total Deposits
$1.4B
-3.9% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
10.26%
3th pctile · n=351↑ better
-47 bp QoQ
CET1 / RWA
10.26%
32th pctile · n=500↑ better
-47 bp QoQ
Total RBC / RWA
11.10%
2th pctile · n=351↑ better
-40 bp QoQ
Tier 1 Leverage Ratio
10.26%
32th pctile · n=500↑ better
-47 bp QoQ

Liquidity

Cash / Assets
2.93%
23th pctile · n=500↑ better
-474 bp QoQ
Loans / Deposits
85.40%
51th pctile · n=497↓ better
+788 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.48%
51th pctile · n=500↓ better
-166 bp QoQ
NPA / Assets
0.39%
52th pctile · n=500↓ better
-111 bp QoQ
Texas Ratio (regulatory)
4.45%
62th pctile · n=500↓ better
-1284 bp QoQ
Net Charge-Offs / Avg Loans
-0.70%
0th pctile · n=500↓ better
-196 bp QoQ
ALLL Coverage of NPL
174.45%
44th pctile · n=500↑ better
+13581 bp QoQ

Earnings

Net Interest Margin
3.58%
39th pctile · n=500↑ better
+6 bp QoQ
Return on Assets
1.40%
63th pctile · n=500↑ better
-547 bp QoQ
Return on Equity
15.46%
76th pctile · n=500↑ better
-5993 bp QoQ
Efficiency Ratio
75.60%
84th pctile · n=500↓ better
+441 bp QoQ
Pre-tax NOI / Avg Assets
1.83%
72th pctile · n=500↑ better
+135 bp QoQ

Funding

Brokered / Deposits
3.96%
62th pctile · n=497↓ better
+129 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
0.00%
17th pctile · n=500↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
15.91%
55th pctile · n=500↑ better
-196 bp QoQ
AFS Securities / Assets
14.52%
58th pctile · n=500↑ better
-196 bp QoQ
HTM Securities / Assets
1.33%
78th pctile · n=500↑ better
-1 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.
Build notes
  • Peer cohort lookup failed (terminating connection due to administrator command); percentile rankings unavailable this quarter.

Generated: 2026-05-14 11:09:24 UTC