German American Bank

Jasper, IN
IDRSSD: 37640
Total Assets
$8.39B
Latest filing
Total Deposits
$7.08B
Latest filing
Net Interest Margin
4.19%
Profitability

Locations

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Main Office
German American Bank
711 Main St
Jasper, IN 47546
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/10/1910FDIC Certificate 11392

Branches (96)

Page 1 of 14
NameAddressCity / State
German American Bank (Main)711 Main StJasper, IN
LOOGOOTEE BRANCH100 Charles StLoogootee, IN
IRELAND BRANCH5138 West State Road 56Ireland, IN
SIMPSONVILLE BRANCH100 Citizens BlvdSimpsonville, KY
OWENTON BRANCH127 N Thomas StOwenton, KY
WARSAW BRANCH506 E Main StWarsaw, KY
BEDFORD 16TH STREET BRANCH2606 16th StBedford, IN
WASHINGTON CHERRY TREE BRANCH17 Cherry Tree Plaza, Us Highway 50 EastWashington, IN
Showing 7 of 96

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/10/1910
Community BankNo
Ownership TypeNot Mutual
ZIP47546
State and County Number18037
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameJasper, IN

Operational Info

Number of Employees993
Domestic Offices97
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date02/01/2025
Date of Deposit Insurance01/18/1955
Primary Insurance AgencyDIF
Websitewww.germanamerican.com
Data Updated11/14/2025
CERT17393
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$8.39B
Total Deposits$7.08B
Total Liabilities$7.28B
Total Equity Capital$1.10B
Net Income$35.87M
Net Loans and Leases$5.71B
Assets Per Employee ($Millions)$8.69M
Bank Premises and Fixed Assets$139.80M
Cash and Balances due from Depository Institutions$255.20M
Deposits Held in Domestic Offices$7.08B

Key Performance Ratios

Return on Assets (ROA)1.72%
Return on Equity (ROE)13.2%
Net Interest Margin4.19%
Efficiency Ratio48.52%
Tier 1 Risk-Based Capital Ratio13.102%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.174%
Earning Assets to total Assets89.05%

Income and Expense

Total Interest Income$108.08M
Total Noninterest Income$17.34M
Total Interest Expense$30.46M
Total Noninterest Expense$48.77M
Net Interest Income$77.61M
Pre-tax Net Operating Income$45.25M
Provision for Credit Losses$936.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$48.00k
Other borrowed funds$102.21M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$32.53M
All Other Liabilities$62.89M
Total Liabilities and Capital$8.39B

Securities

Securities$1.61B
Available-for-sale debt securities$1.61B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of German American Bank?
$8.39B as of the latest filing.
How much are German American Bank's total deposits?
$7.08B in total deposits.
Where is German American Bank located?
Jasper, IN.
What is the Net Interest Margin?
4.19%.
How many domestic offices does it operate?
97.
When was it established?
11/10/1910.
What is the Return on Assets (ROA)?
1.72%.
How much are total loans and leases?
$5.71B (latest filing).
What is the total interest income (latest filing)?
$108.08M.