The First State Bank of Healy

Healy, KS
IDRSSD: 864855
Total Assets
$113.44M
Latest filing
Total Deposits
$91.33M
Latest filing
Net Interest Margin
2.82%
Profitability

Locations

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Main Office
The First State Bank of Healy
4004 W Highway 4
Healy, KS 67850
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/10/1906FDIC Certificate 11626

Branches (0)

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NameAddressCity / State
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The First State Bank of Healy (Main)4004 W Highway 4Healy, KS

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/10/1906
Community BankYes
Ownership TypeNot Mutual
ZIP67850
State and County Number20101
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees7
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/18/2013
Date of Deposit Insurance09/14/1956
Primary Insurance AgencyDIF
Websitewww.fsbhealy.com
Data Updated11/14/2025
CERT17661
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$113.44M
Total Deposits$91.33M
Total Liabilities$98.41M
Total Equity Capital$15.03M
Net Income$342.00k
Net Loans and Leases$69.86M
Assets Per Employee ($Millions)$14.18M
Bank Premises and Fixed Assets$206.00k
Cash and Balances due from Depository Institutions$655.00k
Deposits Held in Domestic Offices$91.33M

Key Performance Ratios

Return on Assets (ROA)1.18%
Return on Equity (ROE)9.46%
Net Interest Margin2.82%
Efficiency Ratio56.16%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.248%
Earning Assets to total Assets92.76%

Income and Expense

Total Interest Income$1.51M
Total Noninterest Income$40.00k
Total Interest Expense$750.00k
Total Noninterest Expense$451.00k
Net Interest Income$763.00k
Pre-tax Net Operating Income$352.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$3.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$2.48M
All Other Liabilities$1.10M
Total Liabilities and Capital$113.44M

Securities

Securities$35.21M
Available-for-sale debt securities$35.14M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First State Bank of Healy?
$113.44M as of the latest filing.
How much are The First State Bank of Healy's total deposits?
$91.33M in total deposits.
Where is The First State Bank of Healy located?
Healy, KS.
What is the Net Interest Margin?
2.82%.
How many domestic offices does it operate?
1.
When was it established?
07/10/1906.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$69.86M (latest filing).
What is the total interest income (latest filing)?
$1.51M.