The First National Bank of Sycamore

Sycamore, OH
IDRSSD: 553926
Total Assets
$233.03M
Latest filing
Total Deposits
$202.71M
Latest filing
Net Interest Margin
3.62%
Profitability

Key People

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Locations

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Main Office
The First National Bank of Sycamore
141 S Sycamore Ave
Sycamore, OH 44882
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1919FDIC Certificate 4493

Branches (3)

Page 1 of 1
NameAddressCity / State
The First National Bank of Sycamore (Main)141 S Sycamore AveSycamore, OH
NEW RIEGEL BRANCH10 E Tiffin StNew Riegel, OH
MCCUTCHENVILLE BRANCHClay StreetMccutchenville, OH
TIFFIN BRANCH2353 W Market StTiffin, OH
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date07/01/1919
Community BankYes
Ownership TypeNot Mutual
ZIP44882
State and County Number39175
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees31
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.sycamore.bank
Data Updated01/30/2026
CERT6706
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$233.03M
Total Deposits$202.71M
Total Liabilities$213.57M
Total Equity Capital$19.45M
Net Income$642.00k
Net Loans and Leases$143.23M
Assets Per Employee ($Millions)$7.52M
Bank Premises and Fixed Assets$2.85M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$202.71M

Key Performance Ratios

Return on Assets (ROA)1.09%
Return on Equity (ROE)13.45%
Net Interest Margin3.62%
Efficiency Ratio57.64%
Tier 1 Risk-Based Capital Ratio15.201%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.348%
Earning Assets to total Assets93.25%

Income and Expense

Total Interest Income$2.88M
Total Noninterest Income$141.00k
Total Interest Expense$880.00k
Total Noninterest Expense$1.23M
Net Interest Income$2.00M
Pre-tax Net Operating Income$831.00k
Provision for Credit Losses$75.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$9.76M
Federal Funds Sold & Reverse Repurchase Agreement$795.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.11M
Total Liabilities and Capital$233.03M

Securities

Securities$70.33M
Available-for-sale debt securities$70.33M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank of Sycamore?
$233.03M as of the latest filing.
How much are The First National Bank of Sycamore's total deposits?
$202.71M in total deposits.
Where is The First National Bank of Sycamore located?
Sycamore, OH.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1919.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$143.23M (latest filing).
What is the total interest income (latest filing)?
$2.88M.