Visbanking Logo

First National Bank of Scotia

Scotia, NY
IDRSSD: 472616
Total Assets
$722.40M
Latest filing
Total Deposits
$634.75M
Latest filing
Net Interest Margin
—
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Modern Bank, National Association
New York, New York
→
Assets: $710.83MΔ +1.4%
Carver Federal Savings Bank
New York, New York
→
Assets: $718.46MΔ +2.5%
Lake Shore Bank
Dunkirk, New York
→
Assets: $733.96MΔ +4.7%
Quontic Bank
Astoria, New York
→
Assets: $744.82MΔ +6.2%
Jeff Bank
Jeffersonville, New York
→
Assets: $656.42MΔ -6.4%
Geddes Federal Savings and Loan Association
Syracuse, New York
→
Assets: $648.00MΔ -7.6%

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1923
Community BankYes
Ownership TypeNot Mutual
ZIP12302
State and County Number36093
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameAlbany-Schenectady-Troy, NY

Operational Info

Number of Employees144
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.firstscotia.com
Data Updated11/14/2025
CERT11501
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$722.40M
Total Deposits$634.75M
Total Liabilities$658.72M
Total Equity Capital$0
Net Income$1.44M
Net Loans and Leases$509.25M
Assets Per Employee ($Millions)$0M
Bank Premises and Fixed Assets$0
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$0

Key Performance Ratios

Return on Assets (ROA)0%
Return on Equity (ROE)0%
Net Interest Margin0%
Efficiency Ratio0%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets0%
Earning Assets to total Assets0%

Income and Expense

Total Interest Income$8.51M
Total Noninterest Income$975.00k
Total Interest Expense$1.30M
Total Noninterest Expense$5.58M
Net Interest Income$7.21M
Pre-tax Net Operating Income$0
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$0
Total Liabilities and Capital$0

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First National Bank of Scotia?
$722.40M as of the latest filing.
How much are First National Bank of Scotia's total deposits?
$634.75M in total deposits.
Where is First National Bank of Scotia located?
Scotia, NY.
What is the Net Interest Margin?
Not available.
How many domestic offices does it operate?
10.
When was it established?
01/01/1923.
What is the Return on Assets (ROA)?
Not available.
How much are total loans and leases?
$509.25M (latest filing).
What is the total interest income (latest filing)?
$8.51M.