The First National Bank of Osakis
Osakis, MN
IDRSSD: 726458
Total Assets
$94.84M
Latest filing
Total Deposits
$77.04M
Latest filing
Net Interest Margin
3.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Osakis
211 Central Avenue
Osakis, MN 56360
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/08/1903FDIC Certificate 3507
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Osakis (Main) | 211 Central Avenue | Osakis, MN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/08/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56360 |
| State and County Number | 27041 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Alexandria, MN |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbosakis.com |
| Data Updated | 11/14/2025 |
| CERT | 5221 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $94.84M |
| Total Deposits | $77.04M |
| Total Liabilities | $85.99M |
| Total Equity Capital | $8.86M |
| Net Income | $295.00k |
| Net Loans and Leases | $76.95M |
| Assets Per Employee ($Millions) | $9.48M |
| Bank Premises and Fixed Assets | $873.00k |
| Cash and Balances due from Depository Institutions | $1.30M |
| Deposits Held in Domestic Offices | $77.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 13.63% |
| Net Interest Margin | 3.84% |
| Efficiency Ratio | 67.97% |
| Tier 1 Risk-Based Capital Ratio | 11.385% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.337% |
| Earning Assets to total Assets | 93.63% |
Income and Expense
| Total Interest Income | $1.32M |
| Total Noninterest Income | $74.00k |
| Total Interest Expense | $474.00k |
| Total Noninterest Expense | $628.00k |
| Net Interest Income | $850.00k |
| Pre-tax Net Operating Income | $295.00k |
| Provision for Credit Losses | $1.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.57M |
| Federal Funds Sold & Reverse Repurchase Agreement | $308.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $373.00k |
| Total Liabilities and Capital | $94.84M |
Securities
| Securities | $11.20M |
| Available-for-sale debt securities | $11.20M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Osakis?
$94.84M as of the latest filing.
How much are The First National Bank of Osakis's total deposits?
$77.04M in total deposits.
Where is The First National Bank of Osakis located?
Osakis, MN.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
1.
When was it established?
06/08/1903.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$76.95M (latest filing).
What is the total interest income (latest filing)?
$1.32M.