The First National Bank of Lindsay
Lindsay, OK
IDRSSD: 296858
Total Assets
$114.30M
Latest filing
Total Deposits
$101.14M
Latest filing
Net Interest Margin
0.67%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/02/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73052 |
| State and County Number | 40049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/18/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 4134 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $114.30M |
| Total Deposits | $101.14M |
| Total Liabilities | $101.57M |
| Total Equity Capital | $12.73M |
| Net Income | $-1,251,000 |
| Net Loans and Leases | $73.46M |
| Assets Per Employee ($Millions) | $11.43M |
| Bank Premises and Fixed Assets | $906.00k |
| Cash and Balances due from Depository Institutions | $24.44M |
| Deposits Held in Domestic Offices | $101.14M |
Key Performance Ratios
| Return on Assets (ROA) | -4.51% |
| Return on Equity (ROE) | -44.07% |
| Net Interest Margin | 0.67% |
| Efficiency Ratio | 643.91% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.136% |
| Earning Assets to total Assets | 74.63% |
Income and Expense
| Total Interest Income | $855.00k |
| Total Noninterest Income | $87.00k |
| Total Interest Expense | $712.00k |
| Total Noninterest Expense | $1.48M |
| Net Interest Income | $143.00k |
| Pre-tax Net Operating Income | $-1,251,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $56.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.67M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $428.00k |
| Total Liabilities and Capital | $114.30M |
Securities
| Securities | $8.20M |
| Available-for-sale debt securities | $8.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Lindsay?
$114.30M as of the latest filing.
How much are The First National Bank of Lindsay's total deposits?
$101.14M in total deposits.
Where is The First National Bank of Lindsay located?
Lindsay, OK.
What is the Net Interest Margin?
0.67%.
How many domestic offices does it operate?
1.
When was it established?
04/02/1902.
What is the Return on Assets (ROA)?
-4.51%.
How much are total loans and leases?
$73.46M (latest filing).
What is the total interest income (latest filing)?
$855.00k.