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First National Bank in Fredonia

Fredonia, KS
IDRSSD: 844455
Total Assets
$99.23M
Latest filing
Total Deposits
$87.11M
Latest filing
Net Interest Margin
3.37%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/16/1871
Community BankYes
Ownership TypeNot Mutual
ZIP66736
State and County Number20205
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees15
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/31/1934
Primary Insurance AgencyDIF
Websitewww.fnbfredonia.com
Data Updated11/14/2025
CERT13798
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$99.23M
Total Deposits$87.11M
Total Liabilities$87.32M
Total Equity Capital$11.91M
Net Income$368.00k
Net Loans and Leases$28.57M
Assets Per Employee ($Millions)$6.62M
Bank Premises and Fixed Assets$148.00k
Cash and Balances due from Depository Institutions$7.93M
Deposits Held in Domestic Offices$87.11M

Key Performance Ratios

Return on Assets (ROA)1.5%
Return on Equity (ROE)13.12%
Net Interest Margin3.37%
Efficiency Ratio56.69%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.002%
Earning Assets to total Assets97.47%

Income and Expense

Total Interest Income$1.05M
Total Noninterest Income$75.00k
Total Interest Expense$245.00k
Total Noninterest Expense$500.00k
Net Interest Income$807.00k
Pre-tax Net Operating Income$380.00k
Provision for Credit Losses$2.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$210.00k
Total Liabilities and Capital$99.23M

Securities

Securities$61.58M
Available-for-sale debt securities$61.58M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First National Bank in Fredonia?
$99.23M as of the latest filing.
How much are First National Bank in Fredonia's total deposits?
$87.11M in total deposits.
Where is First National Bank in Fredonia located?
Fredonia, KS.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
1.
When was it established?
09/16/1871.
What is the Return on Assets (ROA)?
1.5%.
How much are total loans and leases?
$28.57M (latest filing).
What is the total interest income (latest filing)?
$1.05M.