First Federal Savings and Loan Association
Centerburg, OH
IDRSSD: 693073
Total Assets
$23.48M
Latest filing
Total Deposits
$17.67M
Latest filing
Net Interest Margin
2.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Savings and Loan Association
5 E Main St
Centerburg, OH 43011
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1934FDIC Certificate 41839
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Federal Savings and Loan Association (Main) | 5 E Main St | Centerburg, OH | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 06/01/1934 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 43011 |
| State and County Number | 39083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Mount Vernon, OH |
Operational Info
| Number of Employees | 4 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 29005 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $23.48M |
| Total Deposits | $17.67M |
| Total Liabilities | $18.41M |
| Total Equity Capital | $5.07M |
| Net Income | $-24,000 |
| Net Loans and Leases | $13.88M |
| Assets Per Employee ($Millions) | $5.87M |
| Bank Premises and Fixed Assets | $44.00k |
| Cash and Balances due from Depository Institutions | $3.82M |
| Deposits Held in Domestic Offices | $17.67M |
Key Performance Ratios
| Return on Assets (ROA) | -0.42% |
| Return on Equity (ROE) | -1.89% |
| Net Interest Margin | 2.5% |
| Efficiency Ratio | 118.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 21.587% |
| Earning Assets to total Assets | 85.9% |
Income and Expense
| Total Interest Income | $229.00k |
| Total Noninterest Income | $5.00k |
| Total Interest Expense | $102.00k |
| Total Noninterest Expense | $156.00k |
| Net Interest Income | $127.00k |
| Pre-tax Net Operating Income | $-24,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $736.00k |
| Total Liabilities and Capital | $23.48M |
Securities
| Securities | $4.14M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $4.14M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Savings and Loan Association?
$23.48M as of the latest filing.
How much are First Federal Savings and Loan Association's total deposits?
$17.67M in total deposits.
Where is First Federal Savings and Loan Association located?
Centerburg, OH.
What is the Net Interest Margin?
2.50%.
How many domestic offices does it operate?
1.
When was it established?
06/01/1934.
What is the Return on Assets (ROA)?
-0.42%.
How much are total loans and leases?
$13.88M (latest filing).
What is the total interest income (latest filing)?
$229.00k.