First Federal Savings and Loan Association of Central Illinois, S.B.

Shelbyville, IL
IDRSSD: 399973
Total Assets
$221.99M
Latest filing
Total Deposits
$187.49M
Latest filing
Net Interest Margin
4.48%
Profitability

Locations

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Main Office
First Federal Savings and Loan Association of Central Illinois, S.B.
200 W Main Street
Shelbyville, IL 62565
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 42479

Branches (2)

Page 1 of 1
NameAddressCity / State
First Federal Savings and Loan Association of Central Illinois, S.B. (Main)200 W Main StreetShelbyville, IL
CHARLESTON BRANCH800 W Lincoln AveCharleston, IL
WINDSOR BRANCH1116 Maine StWindsor, IL
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1906
Community BankYes
Ownership TypeMutual
ZIP62565
State and County Number17173
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees40
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/30/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.1stfedci.com
Data Updated11/14/2025
CERT29645
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$221.99M
Total Deposits$187.49M
Total Liabilities$197.99M
Total Equity Capital$24.00M
Net Income$418.00k
Net Loans and Leases$158.87M
Assets Per Employee ($Millions)$5.41M
Bank Premises and Fixed Assets$5.96M
Cash and Balances due from Depository Institutions$14.51M
Deposits Held in Domestic Offices$187.49M

Key Performance Ratios

Return on Assets (ROA)0.77%
Return on Equity (ROE)7.12%
Net Interest Margin4.48%
Efficiency Ratio64.52%
Tier 1 Risk-Based Capital Ratio13.463%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.81%
Earning Assets to total Assets93.47%

Income and Expense

Total Interest Income$3.37M
Total Noninterest Income$692.00k
Total Interest Expense$1.11M
Total Noninterest Expense$1.95M
Net Interest Income$2.26M
Pre-tax Net Operating Income$972.00k
Provision for Credit Losses$37.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$268.00k
Other borrowed funds$9.64M
Federal Funds Sold & Reverse Repurchase Agreement$724.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$866.00k
Total Liabilities and Capital$221.99M

Securities

Securities$35.86M
Available-for-sale debt securities$35.86M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Federal Savings and Loan Association of Central Illinois, S.B.?
$221.99M as of the latest filing.
How much are First Federal Savings and Loan Association of Central Illinois, S.B.'s total deposits?
$187.49M in total deposits.
Where is First Federal Savings and Loan Association of Central Illinois, S.B. located?
Shelbyville, IL.
What is the Net Interest Margin?
4.48%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$158.87M (latest filing).
What is the total interest income (latest filing)?
$3.37M.