The Farmers State Bank
Holton, KS
IDRSSD: 863652
Total Assets
$75.46M
Latest filing
Total Deposits
$64.07M
Latest filing
Net Interest Margin
4.09%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/30/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66436 |
| State and County Number | 20085 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Topeka, KS |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/21/1935 |
| Primary Insurance Agency | DIF |
| Website | www.fsbks.bank |
| Data Updated | 11/14/2025 |
| CERT | 15258 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $75.46M |
| Total Deposits | $64.07M |
| Total Liabilities | $66.45M |
| Total Equity Capital | $9.01M |
| Net Income | $269.00k |
| Net Loans and Leases | $49.89M |
| Assets Per Employee ($Millions) | $6.86M |
| Bank Premises and Fixed Assets | $461.00k |
| Cash and Balances due from Depository Institutions | $4.23M |
| Deposits Held in Domestic Offices | $64.07M |
Key Performance Ratios
| Return on Assets (ROA) | 1.41% |
| Return on Equity (ROE) | 12.33% |
| Net Interest Margin | 4.09% |
| Efficiency Ratio | 58.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.939% |
| Earning Assets to total Assets | 95.2% |
Income and Expense
| Total Interest Income | $1.09M |
| Total Noninterest Income | $76.00k |
| Total Interest Expense | $356.00k |
| Total Noninterest Expense | $478.00k |
| Net Interest Income | $735.00k |
| Pre-tax Net Operating Income | $313.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $609.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $818.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.77M |
| Total Liabilities and Capital | $75.46M |
Securities
| Securities | $17.42M |
| Available-for-sale debt securities | $17.33M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers State Bank?
$75.46M as of the latest filing.
How much are The Farmers State Bank's total deposits?
$64.07M in total deposits.
Where is The Farmers State Bank located?
Holton, KS.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
1.
When was it established?
10/30/1900.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$49.89M (latest filing).
What is the total interest income (latest filing)?
$1.09M.