The Farmers State Bank

Holton, KS
IDRSSD: 863652
Total Assets
$75.46M
Latest filing
Total Deposits
$64.07M
Latest filing
Net Interest Margin
4.09%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/30/1900
Community BankYes
Ownership TypeNot Mutual
ZIP66436
State and County Number20085
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameTopeka, KS

Operational Info

Number of Employees12
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/21/1935
Primary Insurance AgencyDIF
Websitewww.fsbks.bank
Data Updated11/14/2025
CERT15258
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$75.46M
Total Deposits$64.07M
Total Liabilities$66.45M
Total Equity Capital$9.01M
Net Income$269.00k
Net Loans and Leases$49.89M
Assets Per Employee ($Millions)$6.86M
Bank Premises and Fixed Assets$461.00k
Cash and Balances due from Depository Institutions$4.23M
Deposits Held in Domestic Offices$64.07M

Key Performance Ratios

Return on Assets (ROA)1.41%
Return on Equity (ROE)12.33%
Net Interest Margin4.09%
Efficiency Ratio58.94%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.939%
Earning Assets to total Assets95.2%

Income and Expense

Total Interest Income$1.09M
Total Noninterest Income$76.00k
Total Interest Expense$356.00k
Total Noninterest Expense$478.00k
Net Interest Income$735.00k
Pre-tax Net Operating Income$313.00k
Provision for Credit Losses$20.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$609.00k
Federal Funds Sold & Reverse Repurchase Agreement$818.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.77M
Total Liabilities and Capital$75.46M

Securities

Securities$17.42M
Available-for-sale debt securities$17.33M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Farmers State Bank?
$75.46M as of the latest filing.
How much are The Farmers State Bank's total deposits?
$64.07M in total deposits.
Where is The Farmers State Bank located?
Holton, KS.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
1.
When was it established?
10/30/1900.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$49.89M (latest filing).
What is the total interest income (latest filing)?
$1.09M.