The Equitable Savings and Loan Company
Cadiz, OH
IDRSSD: 910079
Total Assets
$9.00M
Latest filing
Total Deposits
$6.61M
Latest filing
Net Interest Margin
3.89%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Equitable Savings and Loan Company
114 S Main St
Cadiz, OH 43907
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1898FDIC Certificate 42800
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Equitable Savings and Loan Company (Main) | 114 S Main St | Cadiz, OH | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 43907 |
| State and County Number | 39067 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 25 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 3 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.equitablesavings.com |
| Data Updated | 11/14/2025 |
| CERT | 29966 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $9.00M |
| Total Deposits | $6.61M |
| Total Liabilities | $6.66M |
| Total Equity Capital | $2.34M |
| Net Income | $28.00k |
| Net Loans and Leases | $6.60M |
| Assets Per Employee ($Millions) | $3M |
| Bank Premises and Fixed Assets | $121.00k |
| Cash and Balances due from Depository Institutions | $1.97M |
| Deposits Held in Domestic Offices | $6.61M |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 4.81% |
| Net Interest Margin | 3.89% |
| Efficiency Ratio | 121.69% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 26% |
| Earning Assets to total Assets | 92.81% |
Income and Expense
| Total Interest Income | $102.00k |
| Total Noninterest Income | $2.00k |
| Total Interest Expense | $21.00k |
| Total Noninterest Expense | $101.00k |
| Net Interest Income | $81.00k |
| Pre-tax Net Operating Income | $-18,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $55.00k |
| Total Liabilities and Capital | $9.00M |
Securities
| Securities | $229.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $83.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Equitable Savings and Loan Company?
$9.00M as of the latest filing.
How much are The Equitable Savings and Loan Company's total deposits?
$6.61M in total deposits.
Where is The Equitable Savings and Loan Company located?
Cadiz, OH.
What is the Net Interest Margin?
3.89%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$6.60M (latest filing).
What is the total interest income (latest filing)?
$102.00k.