CorTrust Bank National Association
Mitchell, SD
IDRSSD: 61355
Total Assets
$1.51B
Latest filing
Total Deposits
$1.27B
Latest filing
Net Interest Margin
3.76%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
CorTrust Bank National Association
100 E Havens Ave
Mitchell, SD 57301
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/31/1930FDIC Certificate 4091
Branches (36)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| CorTrust Bank National Association (Main) | 100 E Havens Ave | Mitchell, SD |
| LEOLA BRANCH | 741 Sherman St | Leola, SD |
| WEBSTER BRANCH | 26 W 7th Ave | Webster, SD |
| BLAINE STATE BANK BRANCH | 10107 University Ave Ne | Blaine, MN |
| PIERPONT BRANCH | 123 W Main Street | Pierpont, SD |
| MAYER BRANCH | 101 Ash Ave N | Mayer, MN |
| MONTICELLO BRANCH | 106 E 4th St | Monticello, MN |
| LETCHER BRANCH | 177 E Main St | Letcher, SD |
Showing 7 of 36
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/31/1930 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57301 |
| State and County Number | 46035 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Mitchell, SD |
Operational Info
| Number of Employees | 302 |
| Domestic Offices | 37 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cortrustbank.com |
| Data Updated | 01/30/2026 |
| CERT | 6063 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.51B |
| Total Deposits | $1.27B |
| Total Liabilities | $1.37B |
| Total Equity Capital | $137.03M |
| Net Income | $2.61M |
| Net Loans and Leases | $997.59M |
| Assets Per Employee ($Millions) | $5.02M |
| Bank Premises and Fixed Assets | $41.92M |
| Cash and Balances due from Depository Institutions | $23.04M |
| Deposits Held in Domestic Offices | $1.27B |
Key Performance Ratios
| Return on Assets (ROA) | 0.7% |
| Return on Equity (ROE) | 7.68% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 72.5% |
| Tier 1 Risk-Based Capital Ratio | 13.327% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.33% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.101% |
| Earning Assets to total Assets | 91.59% |
Income and Expense
| Total Interest Income | $17.89M |
| Total Noninterest Income | $4.43M |
| Total Interest Expense | $5.01M |
| Total Noninterest Expense | $12.82M |
| Net Interest Income | $12.88M |
| Pre-tax Net Operating Income | $3.26M |
| Provision for Credit Losses | $1.23M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $60.10M |
| All Other Liabilities | $9.05M |
| Total Liabilities and Capital | $1.51B |
Securities
| Securities | $380.30M |
| Available-for-sale debt securities | $154.88M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $225.42M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CorTrust Bank National Association?
$1.51B as of the latest filing.
How much are CorTrust Bank National Association's total deposits?
$1.27B in total deposits.
Where is CorTrust Bank National Association located?
Mitchell, SD.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
37.
When was it established?
10/31/1930.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$997.59M (latest filing).
What is the total interest income (latest filing)?
$17.89M.