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Community Bank And Trust West Georgia

IDRSSD: 761833
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Modifications

FFIEC RC-N memo (loan modifications) as of 2025-12-31. Status breakdown: in compliance / 30-89 PD / 90+ PD / nonaccrual.

Headline totals

Total modified
$9.8M
Sum of reported modification buckets
Total loans
$186.3M
Net of unearned income
% of loans
5.28%
Watch > 1%; risk > 2%

Modified loans by bucket

Bucket$ Value% of total modified
In compliance with modified terms$9.7M98.79%
30-89 days past due$50.0K0.51%
90+ days past due$00.00%
Nonaccrual$69.0K0.70%

Total modified $ — last 13 quarters

Definitions + sources

Source
FFIEC Schedule RC-N memo (Restructured / Modified Loans). Both the consolidated (large-bank) and domestic-only filings are read; the consolidated figure is preferred when both are reported.
Status buckets
In compliance with modified terms, 30-89 days past due, 90+ days past due, and nonaccrual.
Note
Status breakdown is the single most useful examiner metric — separating performing modifications from past-due/nonaccrual ones is the credit-risk signal.

Generated: 2026-04-26 22:45:41 UTC