Commercial National Bank of Texarkana
Texarkana, TX
IDRSSD: 794149
Total Assets
$328.44M
Latest filing
Total Deposits
$306.11M
Latest filing
Net Interest Margin
4.67%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111924282TEXARKANA, TX
Key People
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Locations
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Main Office
Commercial National Bank of Texarkana
5515 Summerhill Rd
Texarkana, TX 75503
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/05/1964FDIC Certificate 12864
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Commercial National Bank of Texarkana (Main) | 5515 Summerhill Rd | Texarkana, TX |
| WEST 7TH BRANCH | 4601 W 7th St | Texarkana, TX |
| EAST NINTH STREET BRANCH | 3204 E 9th St | Texarkana, AR |
| FOUKE BRANCH | Us Highway 71 | Fouke, AR |
| FOURTH STREET BRANCH | 224 E 4th St | Texarkana, AR |
| ARKANSAS BOULEVARD BRANCH | 1222 Arkansas Blvd | Texarkana, AR |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 02/05/1964 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75503 |
| State and County Number | 48037 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Texarkana, TX-AR |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/05/1964 |
| Primary Insurance Agency | DIF |
| Website | www.cnbtxk.com |
| Data Updated | 01/30/2026 |
| CERT | 19024 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $328.44M |
| Total Deposits | $306.11M |
| Total Liabilities | $307.52M |
| Total Equity Capital | $20.93M |
| Net Income | $1.56M |
| Net Loans and Leases | $240.63M |
| Assets Per Employee ($Millions) | $5.66M |
| Bank Premises and Fixed Assets | $4.08M |
| Cash and Balances due from Depository Institutions | $7.15M |
| Deposits Held in Domestic Offices | $306.11M |
Key Performance Ratios
| Return on Assets (ROA) | 1.92% |
| Return on Equity (ROE) | 29.48% |
| Net Interest Margin | 4.67% |
| Efficiency Ratio | 60.56% |
| Tier 1 Risk-Based Capital Ratio | 13.876% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.371% |
| Earning Assets to total Assets | 94.96% |
Income and Expense
| Total Interest Income | $4.69M |
| Total Noninterest Income | $498.00k |
| Total Interest Expense | $1.07M |
| Total Noninterest Expense | $2.49M |
| Net Interest Income | $3.62M |
| Pre-tax Net Operating Income | $1.56M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $700.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.41M |
| Total Liabilities and Capital | $328.44M |
Securities
| Securities | $70.53M |
| Available-for-sale debt securities | $70.53M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial National Bank of Texarkana?
$328.44M as of the latest filing.
How much are Commercial National Bank of Texarkana's total deposits?
$306.11M in total deposits.
Where is Commercial National Bank of Texarkana located?
Texarkana, TX.
What is the Net Interest Margin?
4.67%.
How many domestic offices does it operate?
6.
When was it established?
02/05/1964.
What is the Return on Assets (ROA)?
1.92%.
How much are total loans and leases?
$240.63M (latest filing).
What is the total interest income (latest filing)?
$4.69M.