The Citizens Bank
Greensboro, AL
IDRSSD: 571135
Total Assets
$127.59M
Latest filing
Total Deposits
$114.46M
Latest filing
Net Interest Margin
3.04%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Citizens Bank
1300 State St
Greensboro, AL 36744
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/01/1976FDIC Certificate 15565
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Citizens Bank (Main) | 1300 State St | Greensboro, AL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Peoples Bank of Greensboro
Greensboro, Alabama
→
Assets: $112.55MΔ -11.4%
The Southern Bank Company
Gadsden, Alabama
→
Assets: $125.03MΔ -1.6%
Merchants & Farmers Bank of Greene County, Alabama
Eutaw, Alabama
→
Assets: $123.49MΔ -2.8%
First State Bank of the South, Inc.
Sulligent, Alabama
→
Assets: $131.30MΔ +3.4%
Brantley Bank and Trust Company
Brantley, Alabama
→
Assets: $122.67MΔ -3.4%
The Samson Banking Company, Inc.
Samson, Alabama
→
Assets: $122.20MΔ -3.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/1976 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36744 |
| State and County Number | 01065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Tuscaloosa, AL |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2022 |
| Date of Deposit Insurance | 11/01/1976 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 22358 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $127.59M |
| Total Deposits | $114.46M |
| Total Liabilities | $115.09M |
| Total Equity Capital | $12.50M |
| Net Income | $410.00k |
| Net Loans and Leases | $37.28M |
| Assets Per Employee ($Millions) | $9.81M |
| Bank Premises and Fixed Assets | $243.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $114.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 13.99% |
| Net Interest Margin | 3.04% |
| Efficiency Ratio | 51.33% |
| Tier 1 Risk-Based Capital Ratio | 26.146% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.796% |
| Earning Assets to total Assets | 95.47% |
Income and Expense
| Total Interest Income | $1.38M |
| Total Noninterest Income | $51.00k |
| Total Interest Expense | $460.00k |
| Total Noninterest Expense | $500.00k |
| Net Interest Income | $923.00k |
| Pre-tax Net Operating Income | $464.00k |
| Provision for Credit Losses | $10.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $628.00k |
| Total Liabilities and Capital | $127.59M |
Securities
| Securities | $69.17M |
| Available-for-sale debt securities | $69.17M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Citizens Bank?
$127.59M as of the latest filing.
How much are The Citizens Bank's total deposits?
$114.46M in total deposits.
Where is The Citizens Bank located?
Greensboro, AL.
What is the Net Interest Margin?
3.04%.
How many domestic offices does it operate?
1.
When was it established?
11/01/1976.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$37.28M (latest filing).
What is the total interest income (latest filing)?
$1.38M.