Broadstreet Bank S S B

Mineola, TX
IDRSSD: 279
Total Assets
$428.51M
Latest filing
Total Deposits
$331.62M
Latest filing
Net Interest Margin
3.61%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

311972526MINEOLA, TX

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Broadstreet Bank S S B
215 W Broad St
Mineola, TX 75773
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/01/1934FDIC Certificate 41702

Branches (6)

Page 1 of 1
NameAddressCity / State
Broadstreet Bank S S B (Main)215 W Broad StMineola, TX
202 WEST FRANK BRANCH415 W Frank StGrand Saline, TX
SOUTH MAIN BRANCH500 S Main StWinnsboro, TX
BROOKSHIRE BRANCH1224 N Pacific StMineola, TX
EDGEWOOD BRANCH500 W Pine StEdgewood, TX
LINDALE BRANCH304 S Main StLindale, TX
917 ESE BRANCH917 East Southeast Loop 323Tyler, TX
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date04/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP75773
State and County Number48499
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees63
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/04/2023
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.broadstreet.bank
Data Updated01/30/2026
CERT28868
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$428.51M
Total Deposits$331.62M
Total Liabilities$379.84M
Total Equity Capital$48.66M
Net Income$847.00k
Net Loans and Leases$303.20M
Assets Per Employee ($Millions)$6.49M
Bank Premises and Fixed Assets$12.04M
Cash and Balances due from Depository Institutions$9.37M
Deposits Held in Domestic Offices$331.62M

Key Performance Ratios

Return on Assets (ROA)0.78%
Return on Equity (ROE)7.05%
Net Interest Margin3.61%
Efficiency Ratio71.15%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.25%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.357%
Earning Assets to total Assets90.89%

Income and Expense

Total Interest Income$5.85M
Total Noninterest Income$650.00k
Total Interest Expense$2.29M
Total Noninterest Expense$3.03M
Net Interest Income$3.56M
Pre-tax Net Operating Income$908.00k
Provision for Credit Losses$273.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$9.27M
Other borrowed funds$45.67M
Federal Funds Sold & Reverse Repurchase Agreement$2.57M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.56M
Total Liabilities and Capital$428.51M

Securities

Securities$78.17M
Available-for-sale debt securities$59.89M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$18.28M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Broadstreet Bank S S B?
$428.51M as of the latest filing.
How much are Broadstreet Bank S S B's total deposits?
$331.62M in total deposits.
Where is Broadstreet Bank S S B located?
Mineola, TX.
What is the Net Interest Margin?
3.61%.
How many domestic offices does it operate?
7.
When was it established?
04/01/1934.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$303.20M (latest filing).
What is the total interest income (latest filing)?
$5.85M.