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Blue Foundry Bank

IDRSSD: 797775
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 4 alerts active.

Summary

RSSD 797775 held $2.1B in total assets as of 2026-03-31 (-1.3% quarter-over-quarter). Total loans stood at $1.7B (+0.0% QoQ) and total deposits at $1.5B (+0.5% QoQ).

Overall position is weak — the composite Health Score is 37/100 (Weak). Tier 1 / RWA stands at 18.46%, in the top quartile of peers. Asset quality (NPL ratio) sits in the above median of peers.

4 Quarterly Anomaly Alerts fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
37/100
Weak
Active Alerts
4
1 critical, 3 warning
Total Assets
$2.1B
-1.3% QoQ
Total Loans
$1.7B
+0.0% QoQ
Total Deposits
$1.5B
+0.5% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
18.46%
87th pctile · n=370↑ better
+53 bp QoQ
CET1 / RWA
18.46%
91th pctile · n=500↑ better
+53 bp QoQ
Total RBC / RWA
19.43%
88th pctile · n=370↑ better
+54 bp QoQ
Tier 1 Leverage Ratio
18.46%
91th pctile · n=500↑ better
+53 bp QoQ

Liquidity

Cash / Assets
5.79%
51th pctile · n=500↑ better
+332 bp QoQ
Loans / Deposits
108.54%
95th pctile · n=496↓ better
-56 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.44%
44th pctile · n=500↓ better
-23 bp QoQ
NPA / Assets
0.55%
59th pctile · n=500↓ better
+3 bp QoQ
Texas Ratio (regulatory)
3.83%
53th pctile · n=500↓ better
+4 bp QoQ
Net Charge-Offs / Avg Loans
0.27%
89th pctile · n=500↓ better
ALLL Coverage of NPL
192.16%
50th pctile · n=500↑ better
+6560 bp QoQ

Earnings

Net Interest Margin
2.34%
3th pctile · n=500↑ better
-14 bp QoQ
Return on Assets
-0.96%
1th pctile · n=500↑ better
-67 bp QoQ
Return on Equity
-7.52%
1th pctile · n=500↑ better
-521 bp QoQ
Efficiency Ratio
132.33%
100th pctile · n=500↓ better
+2745 bp QoQ
Pre-tax NOI / Avg Assets
-0.96%
1th pctile · n=500↑ better
-67 bp QoQ

Funding

Brokered / Deposits
17.80%
91th pctile · n=496↓ better
-10 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
14.89%
96th pctile · n=500↓ better
-203 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
10.69%
31th pctile · n=500↑ better
-449 bp QoQ
AFS Securities / Assets
9.43%
36th pctile · n=500↑ better
-450 bp QoQ
HTM Securities / Assets
1.27%
75th pctile · n=500↑ better
+1 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 08:35:52 UTC