Beal Bank USA
Las Vegas, NV
IDRSSD: 3284397
Total Assets
$14.51B
Latest filing
Total Deposits
$3.55B
Latest filing
Net Interest Margin
1.98%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Beal Bank USA
1970 Village Center Cir
Las Vegas, NV 89134
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/02/2004FDIC Certificate 427137
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Beal Bank USA (Main) | 1970 Village Center Cir | Las Vegas, NV |
| ATLANTA BRANCH | 4511 Olde Perimeter Way | Atlanta, GA |
| WILMETTE BRANCH | 3232 Lake Ave | Wilmette, IL |
| DENVER BRANCH | 154 Steele St | Denver, CO |
| BOCA RATON BRANCH | 1200 W Yamato Rd | Boca Raton, FL |
| KING OF PRUSSIA BRANCH | 150 Allendale Road, Bldg. 3 Suie 300 | King Of Prussia, PA |
| SCOTTSDALE BRANCH | 7001 N Scottsdale Rd Ste C-135 | Scottsdale, AZ |
| SACRAMENTO BRANCH | 2381 Fair Oaks Bouleard, Suite 8 | Sacramento, CA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/02/2004 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 89134 |
| State and County Number | 32003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 23 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Las Vegas-Henderson-Paradise, NV |
Operational Info
| Number of Employees | 206 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2024 |
| Date of Deposit Insurance | 08/02/2004 |
| Primary Insurance Agency | DIF |
| Website | www.bealbankUSA.com |
| Data Updated | 01/30/2026 |
| CERT | 57833 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $14.51B |
| Total Deposits | $3.55B |
| Total Liabilities | $11.72B |
| Total Equity Capital | $2.79B |
| Net Income | $69.40M |
| Net Loans and Leases | $3.93B |
| Assets Per Employee ($Millions) | $72.93M |
| Bank Premises and Fixed Assets | $43.20M |
| Cash and Balances due from Depository Institutions | $737.94M |
| Deposits Held in Domestic Offices | $3.55B |
Key Performance Ratios
| Return on Assets (ROA) | 1.79% |
| Return on Equity (ROE) | 9.35% |
| Net Interest Margin | 1.98% |
| Efficiency Ratio | 18.19% |
| Tier 1 Risk-Based Capital Ratio | 53.506% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.21% |
| Earning Assets to total Assets | 93.97% |
Income and Expense
| Total Interest Income | $171.69M |
| Total Noninterest Income | $31.43M |
| Total Interest Expense | $99.38M |
| Total Noninterest Expense | $18.86M |
| Net Interest Income | $72.31M |
| Pre-tax Net Operating Income | $77.56M |
| Provision for Credit Losses | $7.31M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.75M |
| Other borrowed funds | $8.12B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $56.22M |
| Total Liabilities and Capital | $14.51B |
Securities
| Securities | $9.05B |
| Available-for-sale debt securities | $9.05B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Beal Bank USA?
$14.51B as of the latest filing.
How much are Beal Bank USA's total deposits?
$3.55B in total deposits.
Where is Beal Bank USA located?
Las Vegas, NV.
What is the Net Interest Margin?
1.98%.
How many domestic offices does it operate?
11.
When was it established?
08/02/2004.
What is the Return on Assets (ROA)?
1.79%.
How much are total loans and leases?
$3.93B (latest filing).
What is the total interest income (latest filing)?
$171.69M.