Beal Bank USA
Las Vegas, NV
IDRSSD: 3284397
Total Assets
$16.45B
Latest filing
Total Deposits
$5.08B
Latest filing
Net Interest Margin
1.75%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Beal Bank USA
1970 Village Center Cir
Las Vegas, NV 89134
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/02/2004FDIC Certificate 427137
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Beal Bank USA (Main) | 1970 Village Center Cir | Las Vegas, NV |
| ATLANTA BRANCH | 4511 Olde Perimeter Way | Atlanta, GA |
| WILMETTE BRANCH | 3232 Lake Ave | Wilmette, IL |
| DENVER BRANCH | 154 Steele St | Denver, CO |
| BOCA RATON BRANCH | 1200 W Yamato Rd | Boca Raton, FL |
| KING OF PRUSSIA BRANCH | 150 Allendale Road, Bldg. 3 Suie 300 | King Of Prussia, PA |
| SCOTTSDALE BRANCH | 7001 N Scottsdale Rd Ste C-135 | Scottsdale, AZ |
| SACRAMENTO BRANCH | 2381 Fair Oaks Bouleard, Suite 8 | Sacramento, CA |
Showing 7 of 10
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Wells Fargo National Bank West
Las Vegas, Nevada
→
Assets: $9.41BΔ -44.6%
Credit One Bank, National Association
Las Vegas, Nevada
→
Assets: $1.92BΔ -88.7%
Meadows Bank
Las Vegas, Nevada
→
Assets: $1.39BΔ -91.8%
GBank
Las Vegas, Nevada
→
Assets: $1.23BΔ -92.8%
Lexicon Bank
Las Vegas, Nevada
→
Assets: $386.02MΔ -97.7%
First Security Bank of Nevada
Las Vegas, Nevada
→
Assets: $288.54MΔ -98.3%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/02/2004 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 89134 |
| State and County Number | 32003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 23 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Las Vegas-Henderson-Paradise, NV |
Operational Info
| Number of Employees | 224 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2024 |
| Date of Deposit Insurance | 08/02/2004 |
| Primary Insurance Agency | DIF |
| Website | www.bealbankUSA.com |
| Data Updated | 11/14/2025 |
| CERT | 57833 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $16.45B |
| Total Deposits | $5.08B |
| Total Liabilities | $13.30B |
| Total Equity Capital | $3.15B |
| Net Income | $16.33M |
| Net Loans and Leases | $3.50B |
| Assets Per Employee ($Millions) | $79.85M |
| Bank Premises and Fixed Assets | $43.38M |
| Cash and Balances due from Depository Institutions | $576.06M |
| Deposits Held in Domestic Offices | $5.08B |
Key Performance Ratios
| Return on Assets (ROA) | 0.39% |
| Return on Equity (ROE) | 2.09% |
| Net Interest Margin | 1.75% |
| Efficiency Ratio | 59.97% |
| Tier 1 Risk-Based Capital Ratio | 57.896% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.164% |
| Earning Assets to total Assets | 94.47% |
Income and Expense
| Total Interest Income | $195.95M |
| Total Noninterest Income | $-26,013,000 |
| Total Interest Expense | $127.52M |
| Total Noninterest Expense | $25.44M |
| Net Interest Income | $68.44M |
| Pre-tax Net Operating Income | $15.41M |
| Provision for Credit Losses | $1.57M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.87M |
| Other borrowed funds | $8.11B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $108.68M |
| Total Liabilities and Capital | $16.45B |
Securities
| Securities | $11.57B |
| Available-for-sale debt securities | $11.57B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Beal Bank USA?
$16.45B as of the latest filing.
How much are Beal Bank USA's total deposits?
$5.08B in total deposits.
Where is Beal Bank USA located?
Las Vegas, NV.
What is the Net Interest Margin?
1.75%.
How many domestic offices does it operate?
11.
When was it established?
08/02/2004.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$3.50B (latest filing).
What is the total interest income (latest filing)?
$195.95M.