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Bank Of Little Rock

IDRSSD: 1397471
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Vital Signs Report — 2024-Q3

Per-quarter snapshot for 2024-Q3: composite Vital Signs Score, all five pillars, and ranked Watch Items.

Synthesis

Vital Signs Score
66
/ 100
StableAs of 2024-Q3QoQ -5

Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.

Quarterly Headline

2024-Q3

Bank #1397471 2024-Q3 Vital Signs Score: 66/100 — overall stable. Strongest pillar: Liquidity (strong). Weakest pillar: Securities (risk).

Liquidity:Strong
Securities:Risk
Capitalization:Stable
Asset Quality:Stable
Reserves:Stable

Top 3 Watch Items

  1. watch
    Cash / Assets below 3%
    Liquidity — Cash 1.56% of assets (threshold 3%).

What changed this quarter

Compared to Q2 2024:
↓ -5 ptscomposite
  • Liquidity
    ↓ -1
  • Securities
    ↑ +7
  • Capitalization
    ↓ -10
  • Asset Quality
    ↓ -9
  • Reserves
    ↓ -9

The five pillars

Liquidity

StrongQoQ -1
81
Sub-score

Liquidity is strong: brokered 0.9%, loans/deposits 53.4%, cash 1.6% of assets.

Cash / Assets
1.56%
Loans / Deposits
53.36%
Brokered %
0.86%

Watch Items

  • watchCash / Assets below 3% — Cash 1.56% of assets (threshold 3%).

Securities

RiskQoQ +7
12
Sub-score

Securities profile is weak: securities 46.5% of assets.

MtM Loss / Tier 1
—
SVB watch metric
Securities / Assets
46.52%
No watch items at this period.

Capitalization

StableQoQ -10
70
Sub-score

Capital position is stable: Tier 1 RBC 12.31%, CET1 12.31%, leverage 6.90%.

Tier 1 RBC
12.31%
CET1
12.31%
Leverage
6.90%
No watch items at this period.

Asset Quality

StableQoQ -9
74
Sub-score

Asset quality is stable: Adjusted NPL 1.81%, Texas Ratio 10.4%, NCO YTD -0.01%.

Adjusted NPL
1.81%
Govt-guarantees stripped
Texas Ratio
10.4%
NCO YTD
-0.01%
30-89 PD
2.62%
Band 0.3% / 3.0%
90+ PD
0.00%
Band 0.1% / 2.0%
No watch items at this period.

Reserves

StableQoQ -9
78
Sub-score

Reserves are stable: ALLL 1.83% of loans, coverage 103.1%, true coverage 103.1%.

ALLL / Loans
1.83%
Coverage
103.1%
True Loss Coverage
103.1%
No watch items at this period.

Methodology + sources

Vital Signs Score
Composite of five pillar sub-scores, each 0–100. Weights: Liquidity 20%, Securities 15%, Capitalization 25%, Asset Quality 25%, Reserves 15%. See functions/src/vitalSignsScore.ts for the complete formula and band anchors.
Period addressing
Per-quarter URLs accept "YYYY-Q{n}" (canonical), "YYYYqQ" (compact form), or "YYYY-MM-DD" quarter-end dates. All forms canonicalize to the same snapshot.
Source data
FFIEC Call Report Schedules RC, RC-A, RC-B, RC-E, RC-M, RC-N, RC-R, RI, and RI-B Pt I/II via CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).

Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.

Generated: 2026-05-14 19:58:01 UTC