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Bank Of Little Rock

IDRSSD: 1397471
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Vital Signs Report — 2024-Q1

Per-quarter snapshot for 2024-Q1: composite Vital Signs Score, all five pillars, and ranked Watch Items.

Synthesis

Vital Signs Score
70
/ 100
StableAs of 2024-Q1QoQ -5

Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.

Quarterly Headline

2024-Q1

Bank #1397471 2024-Q1 Vital Signs Score: 70/100 — overall stable. Strongest pillar: Reserves (strong). Weakest pillar: Securities (risk).

Liquidity:Strong
Securities:Risk
Capitalization:Stable
Asset Quality:Stable
Reserves:Strong

Top 3 Watch Items

  1. watch
    Cash / Assets below 3%
    Liquidity — Cash 1.98% of assets (threshold 3%).

What changed this quarter

Compared to Q4 2023:
↓ -5 ptscomposite
  • Liquidity
    ↓ -1
  • Securities
    ↑ +4
  • Capitalization
    ↓ -3
  • Asset Quality
    ↓ -14
  • Reserves
    ↓ -8

The five pillars

Liquidity

StrongQoQ -1
82
Sub-score

Liquidity is strong: brokered 0.9%, loans/deposits 47.1%, cash 2.0% of assets.

Cash / Assets
1.98%
Loans / Deposits
47.07%
Brokered %
0.86%

Watch Items

  • watchCash / Assets below 3% — Cash 1.98% of assets (threshold 3%).

Securities

RiskQoQ +4
4
Sub-score

Securities profile is weak: securities 48.9% of assets.

MtM Loss / Tier 1
—
SVB watch metric
Securities / Assets
48.93%
No watch items at this period.

Capitalization

StableQoQ -3
79
Sub-score

Capital position is stable: Tier 1 RBC 13.16%, CET1 13.16%, leverage 7.00%.

Tier 1 RBC
13.16%
CET1
13.16%
Leverage
7.00%
No watch items at this period.

Asset Quality

StableQoQ -14
77
Sub-score

Asset quality is stable: Adjusted NPL 1.24%, Texas Ratio 6.4%, NCO YTD -0.01%.

Adjusted NPL
1.24%
Govt-guarantees stripped
Texas Ratio
6.4%
NCO YTD
-0.01%
30-89 PD
3.70%
Band 0.3% / 3.0%
90+ PD
0.05%
Band 0.1% / 2.0%
No watch items at this period.

Reserves

StrongQoQ -8
92
Sub-score

Reserves are strong: ALLL 1.99% of loans, coverage 163.5%, true coverage 141.7%.

ALLL / Loans
1.99%
Coverage
163.5%
True Loss Coverage
141.7%
No watch items at this period.

Methodology + sources

Vital Signs Score
Composite of five pillar sub-scores, each 0–100. Weights: Liquidity 20%, Securities 15%, Capitalization 25%, Asset Quality 25%, Reserves 15%. See functions/src/vitalSignsScore.ts for the complete formula and band anchors.
Period addressing
Per-quarter URLs accept "YYYY-Q{n}" (canonical), "YYYYqQ" (compact form), or "YYYY-MM-DD" quarter-end dates. All forms canonicalize to the same snapshot.
Source data
FFIEC Call Report Schedules RC, RC-A, RC-B, RC-E, RC-M, RC-N, RC-R, RI, and RI-B Pt I/II via CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).

Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.

Generated: 2026-05-14 19:58:01 UTC