The Bank of Bennington

Bennington, VT
IDRSSD: 133579
Total Assets
$634.42M
Latest filing
Total Deposits
$489.37M
Latest filing
Net Interest Margin
2.91%
Profitability

Locations

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Main Office
The Bank of Bennington
155 North St
Bennington, VT 05201
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1917FDIC Certificate 43184

Branches (4)

Page 1 of 1
NameAddressCity / State
The Bank of Bennington (Main)155 North StBennington, VT
MANCHESTER CENTER BRANCH78 Center Hill RdManchester Center, VT
ARLINGTON BRANCH3198 Route 7aArlington, VT
PHYLLIS LANE BRANCH32 Phyllis LnBennington, VT
RUTLAND BRANCH143 Woodstock AveRutland, VT
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1917
Community BankYes
Ownership TypeNot Mutual
ZIP05201
State and County Number50003
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code33
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBennington, VT

Operational Info

Number of Employees59
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.thebankofbennington.com
Data Updated11/14/2025
CERT30350
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$634.42M
Total Deposits$489.37M
Total Liabilities$568.47M
Total Equity Capital$65.95M
Net Income$1.25M
Net Loans and Leases$485.54M
Assets Per Employee ($Millions)$11.33M
Bank Premises and Fixed Assets$4.55M
Cash and Balances due from Depository Institutions$13.51M
Deposits Held in Domestic Offices$489.37M

Key Performance Ratios

Return on Assets (ROA)0.8%
Return on Equity (ROE)7.68%
Net Interest Margin2.91%
Efficiency Ratio68.62%
Tier 1 Risk-Based Capital Ratio18.697%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.395%
Earning Assets to total Assets94.9%

Income and Expense

Total Interest Income$7.22M
Total Noninterest Income$650.00k
Total Interest Expense$2.88M
Total Noninterest Expense$3.42M
Net Interest Income$4.34M
Pre-tax Net Operating Income$1.55M
Provision for Credit Losses$18.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$70.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.10M
Total Liabilities and Capital$634.42M

Securities

Securities$106.81M
Available-for-sale debt securities$106.81M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Bank of Bennington?
$634.42M as of the latest filing.
How much are The Bank of Bennington's total deposits?
$489.37M in total deposits.
Where is The Bank of Bennington located?
Bennington, VT.
What is the Net Interest Margin?
2.91%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$485.54M (latest filing).
What is the total interest income (latest filing)?
$7.22M.