The Bank of Bennington
Bennington, VT
IDRSSD: 133579
Total Assets
$634.42M
Latest filing
Total Deposits
$489.37M
Latest filing
Net Interest Margin
2.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Bennington
155 North St
Bennington, VT 05201
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1917FDIC Certificate 43184
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Bennington (Main) | 155 North St | Bennington, VT |
| MANCHESTER CENTER BRANCH | 78 Center Hill Rd | Manchester Center, VT |
| ARLINGTON BRANCH | 3198 Route 7a | Arlington, VT |
| PHYLLIS LANE BRANCH | 32 Phyllis Ln | Bennington, VT |
| RUTLAND BRANCH | 143 Woodstock Ave | Rutland, VT |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 05201 |
| State and County Number | 50003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Bennington, VT |
Operational Info
| Number of Employees | 59 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.thebankofbennington.com |
| Data Updated | 11/14/2025 |
| CERT | 30350 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $634.42M |
| Total Deposits | $489.37M |
| Total Liabilities | $568.47M |
| Total Equity Capital | $65.95M |
| Net Income | $1.25M |
| Net Loans and Leases | $485.54M |
| Assets Per Employee ($Millions) | $11.33M |
| Bank Premises and Fixed Assets | $4.55M |
| Cash and Balances due from Depository Institutions | $13.51M |
| Deposits Held in Domestic Offices | $489.37M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 7.68% |
| Net Interest Margin | 2.91% |
| Efficiency Ratio | 68.62% |
| Tier 1 Risk-Based Capital Ratio | 18.697% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.395% |
| Earning Assets to total Assets | 94.9% |
Income and Expense
| Total Interest Income | $7.22M |
| Total Noninterest Income | $650.00k |
| Total Interest Expense | $2.88M |
| Total Noninterest Expense | $3.42M |
| Net Interest Income | $4.34M |
| Pre-tax Net Operating Income | $1.55M |
| Provision for Credit Losses | $18.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $70.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.10M |
| Total Liabilities and Capital | $634.42M |
Securities
| Securities | $106.81M |
| Available-for-sale debt securities | $106.81M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Bennington?
$634.42M as of the latest filing.
How much are The Bank of Bennington's total deposits?
$489.37M in total deposits.
Where is The Bank of Bennington located?
Bennington, VT.
What is the Net Interest Margin?
2.91%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$485.54M (latest filing).
What is the total interest income (latest filing)?
$7.22M.