The Brattleboro Savings and Loan Association
Brattleboro, VT
IDRSSD: 580874
Total Assets
$285.24M
Latest filing
Total Deposits
$252.13M
Latest filing
Net Interest Margin
4.26%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Brattleboro Savings and Loan Association
221 Main St
Brattleboro, VT 05301
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1912FDIC Certificate 41671
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Brattleboro Savings and Loan Association (Main) | 221 Main St | Brattleboro, VT |
| BRATTLEBORO BRANCH | 972 Putney Rd | Brattleboro, VT |
| WILMINGTON BRANCH | 108 E Main St | Wilmington, VT |
| DOVER MESSENGER SERVICE BRANCH | 108 E Main St | Wilmington, VT |
| BONDVILLE BRANCH | 59 Main Street | Bondville, VT |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 05301 |
| State and County Number | 50025 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.brattbank.com |
| Data Updated | 01/30/2026 |
| CERT | 28837 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $285.24M |
| Total Deposits | $252.13M |
| Total Liabilities | $256.13M |
| Total Equity Capital | $29.11M |
| Net Income | $382.00k |
| Net Loans and Leases | $213.05M |
| Assets Per Employee ($Millions) | $5.82M |
| Bank Premises and Fixed Assets | $5.28M |
| Cash and Balances due from Depository Institutions | $23.28M |
| Deposits Held in Domestic Offices | $252.13M |
Key Performance Ratios
| Return on Assets (ROA) | 0.54% |
| Return on Equity (ROE) | 5.28% |
| Net Interest Margin | 4.26% |
| Efficiency Ratio | 83.91% |
| Tier 1 Risk-Based Capital Ratio | 16.346% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.207% |
| Earning Assets to total Assets | 94.65% |
Income and Expense
| Total Interest Income | $3.66M |
| Total Noninterest Income | $340.00k |
| Total Interest Expense | $782.00k |
| Total Noninterest Expense | $2.70M |
| Net Interest Income | $2.87M |
| Pre-tax Net Operating Income | $535.00k |
| Provision for Credit Losses | $-18,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.15M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.91M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.85M |
| Total Liabilities and Capital | $285.24M |
Securities
| Securities | $33.17M |
| Available-for-sale debt securities | $31.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.98M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Brattleboro Savings and Loan Association?
$285.24M as of the latest filing.
How much are The Brattleboro Savings and Loan Association's total deposits?
$252.13M in total deposits.
Where is The Brattleboro Savings and Loan Association located?
Brattleboro, VT.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1912.
What is the Return on Assets (ROA)?
0.54%.
How much are total loans and leases?
$213.05M (latest filing).
What is the total interest income (latest filing)?
$3.66M.