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Ballston Spa National Bank

IDRSSD: 505
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Loans

RC-C portfolio composition as of 2026-03-31.

Headline tiles

Total Loans (net)
$792.3M
MDRM: LNLSNET
Categories reporting
13 / 13
Non-null RC-C rows
CRE concentration
45.52%
Construction + Multifamily + Nonfarm CRE / Total

Composition ranking (by $ value)

All categories

MDRM
1-4 family residential$343.3M43.33%RCON5367 + RCON5368 + RCON1797
CRE — nonfarm nonresidential$207.3M26.16%RCONF160 + RCONF161
Multifamily residential (5+)$129.3M16.32%RCON1460
Other consumer loans$59.0M7.45%LNCONOTH
Commercial & industrial$27.5M3.47%LNCI
Construction & land development$24.1M3.04%RCONF158 + RCONF159
Automobile loans$5.9M0.75%RCONK137
Farmland$268.0K0.03%RCON1420
Other revolving credit$222.0K0.03%RCONB539
Agricultural production$00.00%RCON1590
Credit card$00.00%RCONB538
Lease financing receivables$00.00%RCON2165
Loans to depository institutions$00.00%RCON1288

Definitions + sources

Source
FFIEC RC-C via CallReport_FfiecDetail.
Total loans
LNLSNET (net of unearned income).
Drill-down
Click any category to see 40-quarter $ and %-of-total history.

Generated: 2026-04-26 20:26:15 UTC