Ballston Spa National Bank
IDRSSD: 505
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.11 | +2.17% | -0.49% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 60.38M | +0.00% | +0.28% | — |
| Commercial & Industrial (LNCI) | 27.47M | -2.90% | +9.60% | — |
| Construction & Land Dev (LNRECONS) | 24.08M | -9.88% | -16.32% | — |
| Consumer (Other) (LNCONOTH) | 58.99M | +3.60% | +19.50% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 207.29M | +0.62% | +1.87% | — |
| Efficiency Ratio (EEFFQR) | 89.44 | +0.97% | +19.80% | — |
| Equity / Assets (EQR) | 10.42 | +23.40% | +29.61% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 3.65M | -72.69% | +15.69% | — |
| Multifamily RE (LNREMULT) | 129.28M | -0.83% | +9.39% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.01 | -50.00% | -66.67% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.12 | -1.27% | +1.96% | — |
| Noncurrent / Loans (NCLNLSR) | 0.10 | -44.02% | -33.03% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.18 | -37.93% | -71.43% | — |
| Return on Assets (YTD) (ROA) | 0.18 | -66.77% | -71.26% | — |
| Return on Equity (Quarterly) (ROEQ) | 1.92 | -44.83% | -75.85% | — |
| Tier 1 Capital (RBCT1J) | 96.78M | +26.34% | +35.76% | — |
| Total Assets (ASSET) | 941.55M | +1.41% | +4.78% | — |
| Total Deposits (DEP) | 813.76M | +6.24% | +9.80% | — |
| Total Loans (Net) (LNLSNET) | 792.27M | -0.28% | +3.78% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 14.71 | +24.09% | +26.91% | — |
| Total Securities (SC) | 62.70M | -5.81% | -14.31% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 20:26:26 UTC