The American National Bank of Texas
Terrell, TX
IDRSSD: 599764
Total Assets
$6.88B
Latest filing
Total Deposits
$6.52B
Latest filing
Net Interest Margin
2.65%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The American National Bank of Texas
102 W Moore Ave
Terrell, TX 75160
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1981FDIC Certificate 16452
Branches (27)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| The American National Bank of Texas (Main) | 102 W Moore Ave | Terrell, TX |
| MESQUITE BRANCH | 917 Military Pkwy | Mesquite, TX |
| ROCKWALL BRANCH | 2865 Ridge Rd | Rockwall, TX |
| CRANDALL BRANCH | 1023 W Us Highway 175 | Crandall, TX |
| CANTON BRANCH | 401 E State Highway 243 | Canton, TX |
| WYLIE BRANCH | 301 S Highway 78 | Wylie, TX |
| THE AMERICAN NATIONAL BANK FORNEY BRANCH | 104 Regal Dr | Forney, TX |
| KAUFMAN BRANCH | 2700 S Washington St | Kaufman, TX |
Showing 7 of 27
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/01/1981 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75160 |
| State and County Number | 48257 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 586 |
| Domestic Offices | 27 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/01/1981 |
| Primary Insurance Agency | DIF |
| Website | www.anbtx.com |
| Data Updated | 01/30/2026 |
| CERT | 23474 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.88B |
| Total Deposits | $6.52B |
| Total Liabilities | $6.56B |
| Total Equity Capital | $322.90M |
| Net Income | $7.01M |
| Net Loans and Leases | $3.29B |
| Assets Per Employee ($Millions) | $11.32M |
| Bank Premises and Fixed Assets | $63.31M |
| Cash and Balances due from Depository Institutions | $1.52B |
| Deposits Held in Domestic Offices | $6.52B |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 8.7% |
| Net Interest Margin | 2.65% |
| Efficiency Ratio | 76.16% |
| Tier 1 Risk-Based Capital Ratio | 11.905% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 4.692% |
| Earning Assets to total Assets | 89.73% |
Income and Expense
| Total Interest Income | $60.50M |
| Total Noninterest Income | $9.13M |
| Total Interest Expense | $22.86M |
| Total Noninterest Expense | $35.62M |
| Net Interest Income | $37.64M |
| Pre-tax Net Operating Income | $9.15M |
| Provision for Credit Losses | $2.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $664.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $41.96M |
| Total Liabilities and Capital | $6.88B |
Securities
| Securities | $1.78B |
| Available-for-sale debt securities | $1.78B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The American National Bank of Texas?
$6.88B as of the latest filing.
How much are The American National Bank of Texas's total deposits?
$6.52B in total deposits.
Where is The American National Bank of Texas located?
Terrell, TX.
What is the Net Interest Margin?
2.65%.
How many domestic offices does it operate?
27.
When was it established?
07/01/1981.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$3.29B (latest filing).
What is the total interest income (latest filing)?
$60.50M.