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American Eagle Bank

IDRSSD: 3116519
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 2 alerts active.

Summary

RSSD 3116519 held $490.5M in total assets as of 2026-03-31 (-1.3% quarter-over-quarter). Total loans stood at $437.4M (+2.2% QoQ) and total deposits at $375.2M (-0.1% QoQ).

Overall position is weak — the composite Health Score is 34/100 (Weak). Tier 1 / RWA stands at 10.23%, in the bottom decile of peers. Asset quality (NPL ratio) sits in the top quartile of peers.

2 Quarterly Anomaly Alerts fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
34/100
Weak
Active Alerts
2
0 critical, 2 warning
Total Assets
$490.5M
-1.3% QoQ
Total Loans
$437.4M
+2.2% QoQ
Total Deposits
$375.2M
-0.1% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
10.23%
4th pctile · n=299↑ better
-8 bp QoQ
CET1 / RWA
10.23%
42th pctile · n=500↑ better
-8 bp QoQ
Total RBC / RWA
10.51%
0th pctile · n=299↑ better
-8 bp QoQ
Tier 1 Leverage Ratio
10.23%
42th pctile · n=500↑ better
-8 bp QoQ

Liquidity

Cash / Assets
7.76%
60th pctile · n=500↑ better
-287 bp QoQ
Loans / Deposits
116.55%
99th pctile · n=499↓ better
+260 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.04%
20th pctile · n=500↓ better
-0 bp QoQ
NPA / Assets
0.03%
19th pctile · n=500↓ better
+0 bp QoQ
Texas Ratio (regulatory)
0.37%
21th pctile · n=500↓ better
-0 bp QoQ
Net Charge-Offs / Avg Loans
-0.03%
7th pctile · n=500↓ better
-23 bp QoQ
ALLL Coverage of NPL
712.96%
76th pctile · n=500↑ better
+805 bp QoQ

Earnings

Net Interest Margin
2.43%
2th pctile · n=500↑ better
-3 bp QoQ
Return on Assets
0.50%
14th pctile · n=500↑ better
+10 bp QoQ
Return on Equity
5.68%
17th pctile · n=500↑ better
+108 bp QoQ
Efficiency Ratio
71.89%
71th pctile · n=500↓ better
-11 bp QoQ
Pre-tax NOI / Avg Assets
0.70%
17th pctile · n=500↑ better
+14 bp QoQ

Funding

Brokered / Deposits
33.89%
98th pctile · n=499↓ better
+37 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
15.24%
96th pctile · n=500↓ better
-90 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
0.33%
3th pctile · n=500↑ better
-20 bp QoQ
AFS Securities / Assets
0.00%
3th pctile · n=500↑ better
-20 bp QoQ
HTM Securities / Assets
0.33%
71th pctile · n=500↑ better
+0 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 03:37:15 UTC