Skip to main content

1st Capital Bank

IDRSSD: 3594797
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Asset Quality

RC-N as of 2024-09-30.

Headline ratios

Noncurrent Loan Ratio
0.06%
Latest period
Net Charge-Offs (ann.)
0.32%
Latest period
Texas Ratio
Latest period
ALLL / Noncurrent
Latest period
ALLL / Loans
0.65%
Latest period

Current quarter — absolute dollars

Noncurrent Loans
Latest period
ALLL
$4.2K
Latest period
Other Real Estate Owned
$0
Latest period
Tier 1 Capital
$107.2K
Latest period

Noncurrent + ALLL trend

Definitions + sources

Source
FFIEC Call Report Schedule RC-N (noncurrent loans, allowance for loan losses, OREO, Tier 1 capital, total loans, provision expense), supplemented by FDIC pre-computed asset-quality ratios.
Texas Ratio
(Noncurrent loans + OREO) / (Tier 1 capital + ALLL). Values above 100% historically correlate with bank failure.
Coverage
ALLL / Noncurrent loans. Higher is better — supervisors look for at least 100%.

Generated: 2026-04-25 09:36:56 UTC