State Rankings & Insights
See how banks across GEORGIA rank on Net Interest Margin for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 4.25%
- Median: 4.31%
- Min / Max: 1.09% — 7.28%
Top banks by Net Interest Margin in GEORGIA
Count
139
Sum
590.76%
Avg
4.25%
Median
4.31%
Min
1.09%
Max
7.28%
| Bank | City | Net Interest Margin |
|---|---|---|
| TRUST BANK | LENOX | 7.28% |
| FIRST CENTURY BANK NA | COMMERCE | 6.70% |
| FIRST BANK OF PIKE | MOLENA | 6.05% |
| STATE BANK OF COCHRAN | COCHRAN | 6.02% |
| MAGNOLIA STATE BANK | EASTMAN | 5.83% |
| SECURITY STATE BANK | MCRAE | 5.76% |
| SUNMARK COMMUNITY BANK | PERRY | 5.62% |
| GEO D WARTHEN BANK | SANDERSVILLE | 5.61% |
| DURDEN BANKING CO INC | TWIN CITY | 5.47% |
| F&M BANK&TRUST CO | MANCHESTER | 5.45% |
| BANK OF MONTICELLO | MONTICELLO | 5.42% |
| COMMUNITY BK OF PICKENS CNTY | JASPER | 5.42% |
| GEORGIA FIRST BANK | SOPERTON | 5.40% |
| FARMERS STATE BANK | LINCOLNTON | 5.38% |
| CITIZENS BANK OF COCHRAN | COCHRAN | 5.36% |
| SOUTH GEORGIA BANKING CO | OMEGA | 5.23% |
| EMBASSY NATIONAL BANK | LAWRENCEVILLE | 5.22% |
| CRAFT BANK | ATLANTA | 5.22% |
| FIRST NATIONAL CMTY BANK | CHATSWORTH | 5.13% |
| CITIZENS BANK&TRUST INC | TRENTON | 5.12% |
| UNITED BANK | ZEBULON | 5.11% |
| PEOPLES BANK OF GEORGIA | TALBOTTON | 5.10% |
| PINELAND BANK | ALMA | 5.06% |
| UNITED NATIONAL BANK | CAIRO | 5.06% |
| FARMERS STATE BANK | DUBLIN | 5.04% |
| BANK OF NEWINGTON | NEWINGTON | 5.03% |
| FIRST CHATHAM BANK | SAVANNAH | 4.99% |
| PEOPLES BANK | EATONTON | 4.94% |
| COMMERCIAL BANKING CO | VALDOSTA | 4.94% |
| BANK OF DADE | TRENTON | 4.94% |
| COMMERCIAL BANK | CRAWFORD | 4.94% |
| FNB SOUTH | ALMA | 4.92% |
| FIRST NB OF WAYNESBORO | WAYNESBORO | 4.91% |
| FIRST STATE BANK OF BLAKELY | BLAKELY | 4.88% |
| SIGNATURE BANK OF GEORGIA | SANDY SPRINGS | 4.88% |
| CITIZENS BANK OF THE SOUTH | SANDERSVILLE | 4.87% |
| CITIZENS BANK OF SWAINSBORO | SWAINSBORO | 4.85% |
| BANK OF LUMBER CITY | LUMBER CITY | 4.84% |
| BANK OF HAZLEHURST | HAZLEHURST | 4.81% |
| FAMILY BANK | PELHAM | 4.81% |
| F&M BANK | WASHINGTON | 4.77% |
| CARVER STATE BANK | SAVANNAH | 4.74% |
| FARMERS&MERCHANTS BANK | LAKELAND | 4.72% |
| COMMUNITY B&T WEST GEORGIA | LAGRANGE | 4.70% |
| GREAT OAKS BANK | EASTMAN | 4.68% |
| CLASSIC CITY BANK | ATHENS | 4.68% |
| APEX BANKING CO OF GEORGIA | IRWINTON | 4.66% |
| GEORGIA COMMUNITY BANK | ALBANY | 4.64% |
| RIVER CITY BANK | ROME | 4.64% |
| SOUTHEASTERN BANK | DARIEN | 4.63% |
| CIBC NATIONAL TRUST CO | ATLANTA | 4.62% |
| PRIMESOUTH BANK | BLACKSHEAR | 4.61% |
| WHEELER COUNTY STATE BANK | ALAMO | 4.58% |
| COMMUNITY BANK OF GEORGIA | BAXLEY | 4.56% |
| DOUGLAS NATIONAL BANK | DOUGLAS | 4.55% |
| NORTHEAST GEORGIA BANK | LAVONIA | 4.52% |
| ALTAMAHA BANK&TRUST CO | VIDALIA | 4.52% |
| MOUNT VERNON BANK | MOUNT VERNON | 4.50% |
| FIRST SOUTHERN BANK | WAYCROSS | 4.45% |
| CLAXTON BANK | CLAXTON | 4.44% |
| MORRIS BANK | DUBLIN | 4.41% |
| FIRST PEOPLES BANK | PINE MOUNTAIN | 4.41% |
| PLANTERS FIRST BANK | CORDELE | 4.41% |
| CITIZENS TRUST BANK | ATLANTA | 4.38% |
| FIRST NB OF GRIFFIN | GRIFFIN | 4.35% |
| AB&T | ALBANY | 4.35% |
| FIRST FS&LA OF VALDOSTA | VALDOSTA | 4.34% |
| FIRST IC BANK | DORAVILLE | 4.34% |
| BANK OF DUDLEY | DUDLEY | 4.34% |
| FIRST PORT CITY BANK | BAINBRIDGE | 4.31% |
| FIRST STATE BANK | WRENS | 4.26% |
| WEST CENTRAL GEORGIA BANK | THOMASTON | 4.25% |
| FIRST AMERICAN BANK&TRUST CO | ATHENS | 4.24% |
| CITIZENS NB OF QUITMAN | QUITMAN | 4.22% |
| FARMERS&MERCHANTS BANK | SYLVANIA | 4.22% |
| BANKSOUTH | GREENSBORO | 4.21% |
| FLINT COMMUNITY BANK | ALBANY | 4.21% |
| CITIZENS COMMUNITY BANK | HAHIRA | 4.18% |
| BANK OF DAWSON | DAWSON | 4.16% |
| PEOPLES BANK | LYONS | 4.15% |
| FOUR COUNTY BANK | ALLENTOWN | 4.12% |
| OCONEE STATE BANK | WATKINSVILLE | 4.12% |
| BANK OF EDISON | EDISON | 4.11% |
| RBC BANK GEORGIA NA | ATLANTA | 4.10% |
| SOUTH GEORGIA BANK | GLENNVILLE | 4.08% |
| PINNACLE BANK | ELBERTON | 4.04% |
| BANK OF MADISON | MADISON | 4.02% |
| GLENNVILLE BANK | GLENNVILLE | 4.02% |
| EXCHANGE BANK | MILLEDGEVILLE | 3.99% |
| THOMASVILLE NATIONAL BANK | THOMASVILLE | 3.99% |
| GEORGIA BANKING CO | ATLANTA | 3.98% |
| COMMUNITY BK CO FITZGERALD | FITZGERALD | 3.92% |
| TANDEM BANK | TUCKER | 3.90% |
| PEOPLESSOUTH BANK | COLQUITT | 3.89% |
| NORTH GEORGIA NATIONAL BANK | CALHOUN | 3.88% |
| CENTURY BANK&TRUST | MILLEDGEVILLE | 3.87% |
| BANK OF WRIGHTSVILLE | WRIGHTSVILLE | 3.85% |
| BANK OF CAMILLA | CAMILLA | 3.84% |
| AMERICAN COMMERCE BANK NA | BREMEN | 3.83% |
| AMERIS BANK | ATLANTA | 3.78% |
| RABUN COUNTY BANK | CLAYTON | 3.74% |
| PLANTERS&CITIZENS BANK | CAMILLA | 3.73% |
| CITIZENS BANK OF GEORGIA | CUMMING | 3.73% |
| LEGACY STATE BANK | LOGANVILLE | 3.71% |
| BARWICK BANKING CO | BARWICK | 3.62% |
| FIRST NB OF COFFEE COUNTY | DOUGLAS | 3.62% |
| CITIZENS BANK OF AMERICUS | AMERICUS | 3.59% |
| METRO CITY BANK | DORAVILLE | 3.59% |
| PEOPLES BANK&TRUST | BUFORD | 3.58% |
| PEACH STATE BANK&TRUST | GAINESVILLE | 3.57% |
| SOUTH COAST BANK&TRUST | BRUNSWICK | 3.56% |
| AFFINITY BANK NATIONAL ASSN | COVINGTON | 3.52% |
| QUEENSBOROUGH NB&T CO | LOUISVILLE | 3.50% |
| SYNOVUS BANK | COLUMBUS | 3.49% |
| BANK OF HANCOCK COUNTY | SPARTA | 3.39% |
| TALBOT STATE BANK | WOODLAND | 3.39% |
| BANK OF ALAPAHA | ALAPAHA | 3.37% |
| SOUTHERN BANK | SARDIS | 3.30% |
| TC FEDERAL BANK | THOMASVILLE | 3.27% |
| AMERICAN PRIDE BANK | MACON | 3.26% |
| MERCHANTS&CITIZENS BANK | MCRAE | 3.19% |
| MOULTRIE BANK&TRUST | MOULTRIE | 3.17% |
| WAYCROSS BANK&TRUST | WAYCROSS | 3.16% |
| ROCHELLE STATE BANK | ROCHELLE | 3.15% |
| GUARDIAN BANK | VALDOSTA | 3.14% |
| FIRST NB OF DECATUR COUNTY | BAINBRIDGE | 3.12% |
| PROMISEONE BANK | DULUTH | 3.05% |
| COLONY BANK | FITZGERALD | 3.01% |
| SOUTHEAST FIRST NB | SUMMERVILLE | 3.00% |
| FARMERS BANK | GREENSBORO | 2.86% |
| PEOPLES BANK | WILLACOOCHEE | 2.84% |
| BANK OF LAFAYETTE GEORGIA | LA FAYETTE | 2.83% |
| TOUCHMARK NATIONAL BANK | ALPHARETTA | 2.77% |
| FIRST STB OF RANDOLPH COUNTY | CUTHBERT | 2.73% |
| LOYAL TRUST BANK | JOHNS CREEK | 2.51% |
| FARMERS&MERCHANTS BANK | EATONTON | 2.36% |
| FIRST BANK OF COASTAL GA | PEMBROKE | 2.07% |
| SYNOVUS TRUST CO NA | COLUMBUS | 1.29% |
| VIDALIA FEDERAL SAVINGS BANK | VIDALIA | 1.09% |