Tier 1 Risk-Based Capital Ratio — 2024Q4
Updated: 2024-12-31
MINNESOTA·2024-12-31·Banks: 242
State Rankings & Insights
See how banks across MINNESOTA rank on Tier 1 Risk-Based Capital Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 12.71%
- Median: 12.25%
- Min / Max: 0.00% — 162.14%
Top banks by Tier 1 Risk-Based Capital Ratio in MINNESOTA
VERSABANK USA NATIONAL ASSN – HOLDINGFORDFIRST NB OF MCINTOSH – MCINTOSHMARSHALL COUNTY STATE BANK – NEWFOLDENJACKSON FS&LA – JACKSONNORTHERN STB OF GONVICK – GONVICKSECURITY STATE BANK OF OKLEE – OKLEEFIRST SECURITY BK SLEEPY EYE – SLEEPY EYEAMERIPRISE BANK FSB – MINNEAPOLISSTEARNS BANK UPSALA NA – UPSALAWORTHINGTON FSB FSB – WORTHINGTON
Count
242
Sum
3074.69%
Avg
12.71%
Median
12.25%
Min
0.00%
Max
162.14%
| Bank | City | Tier 1 Risk-Based Capital Ratio |
|---|---|---|
| VERSABANK USA NATIONAL ASSN | HOLDINGFORD | 162.14% |
| FIRST NB OF MCINTOSH | MCINTOSH | 60.83% |
| MARSHALL COUNTY STATE BANK | NEWFOLDEN | 56.10% |
| JACKSON FS&LA | JACKSON | 54.39% |
| NORTHERN STB OF GONVICK | GONVICK | 50.96% |
| SECURITY STATE BANK OF OKLEE | OKLEE | 44.47% |
| FIRST SECURITY BK SLEEPY EYE | SLEEPY EYE | 35.95% |
| AMERIPRISE BANK FSB | MINNEAPOLIS | 33.88% |
| STEARNS BANK UPSALA NA | UPSALA | 33.67% |
| WORTHINGTON FSB FSB | WORTHINGTON | 32.11% |
| FIRST SECURITY BANK-HENDRICK | HENDRICKS | 29.97% |
| MID-CENTRAL NATIONAL BANK | WADENA | 25.98% |
| B2 BANK NATIONAL ASSN | VIRGINIA | 25.95% |
| LIBERTY BANK MINNESOTA | SAINT CLOUD | 25.09% |
| NORTHERN STB THIEF RIVER FAL | THIEF RIVER FALL | 24.83% |
| FARMERS&MERCHANTS STB NY MIL | NEW YORK MILLS | 24.82% |
| CASTLE ROCK BANK | CASTLE ROCK | 24.41% |
| ARLINGTON STATE BANK | ARLINGTON | 24.38% |
| BANK OF MAPLE PLAIN | MAPLE PLAIN | 23.52% |
| LAKE COUNTRY COMMUNITY BANK | MORRISTOWN | 23.03% |
| PERENNIAL BANK | DARWIN | 22.93% |
| FIRST NB OF PROCTOR | PROCTOR | 22.64% |
| PRINSBANK | PRINSBURG | 22.45% |
| LAKE REGION BANK | NEW LONDON | 22.29% |
| FARMERS STB OF TRIMONT | TRIMONT | 22.19% |
| MINNESOTA 1ST CREDIT&SVG INC | ROCHESTER | 22.11% |
| FIRST STB OF SWANVILLE | SWANVILLE | 22.00% |
| STATE BANK OF BELLINGHAM | BELLINGHAM | 21.73% |
| FIRST STATE BANK OF RED WING | RED WING | 21.03% |
| FIRST SECURITY BANK CANBY | CANBY | 20.58% |
| EAGLE BANK | GLENWOOD | 20.29% |
| WOODLANDS NATIONAL BANK | HINCKLEY | 20.20% |
| STATE BANK OF COLD SPRING | COLD SPRING | 20.16% |
| PRODUCE STATE BANK | HOLLANDALE | 20.13% |
| PROGROWTH BANK | NICOLLET | 20.02% |
| ROOT RIVER STATE BANK | CHATFIELD | 19.58% |
| GLOBAL INNOVATIONS BANK | KIESTER | 19.45% |
| FARMERS STATE BANK OF HAMEL | HAMEL | 19.45% |
| MINERS NB OF EVELETH | EVELETH | 19.01% |
| WELCOME STATE BANK | WELCOME | 18.75% |
| STATE BANK OF EASTON | EASTON | 18.42% |
| FROST STATE BANK | FROST | 18.42% |
| WESTERN NATIONAL BANK | CASS LAKE | 17.84% |
| FIRST NATIONAL BANK NORTH | WALKER | 17.79% |
| CITIZENS STB OF WAVERLY INC | WAVERLY | 17.77% |
| FIRST FINL BK IN WINNEBAGO | WINNEBAGO | 17.72% |
| STEARNS BANK NATIONAL ASSN | SAINT CLOUD | 17.66% |
| CENTER NATIONAL BANK | LITCHFIELD | 17.36% |
| CITIZENS INDEPENDENT BANK | SAINT LOUIS PARK | 17.34% |
| FIRST NB OF COLERAINE | COLERAINE | 17.18% |
| UNION BANK&TRUST CO | MINNEAPOLIS | 17.13% |
| 1ST UNITED BANK | FARIBAULT | 16.85% |
| UNITED BANKERS BANK | BLOOMINGTON | 16.44% |
| FIRST STATE BANK OF BIGFORK | BIGFORK | 16.42% |
| FIRST NB OF MILACA | MILACA | 16.32% |
| FIRST STATE BANK SOUTHWEST | PIPESTONE | 16.17% |
| TRIUMPH STATE BANK | TRIMONT | 16.11% |
| STATE BANK OF CHANDLER | CHANDLER | 16.08% |
| SECURITY STB OF HIBBING | HIBBING | 16.04% |
| BANKWEST | ROCKFORD | 15.98% |
| FIRST STATE BANK OF FOUNTAIN | FOUNTAIN | 15.89% |
| LAKE ELMO BANK | LAKE ELMO | 15.69% |
| STATE BANK OF TAUNTON | TAUNTON | 15.67% |
| SECURITY STB OF KENYON | KENYON | 15.50% |
| AMERICAN HERITAGE NB | LONG PRAIRIE | 15.42% |
| FIRST STB OF LE CENTER | LE CENTER | 15.41% |
| PINE RIVER STATE BANK | PINE RIVER | 15.36% |
| FIRST STB OF SAUK CENTRE | SAUK CENTRE | 15.27% |
| SECURITY STB OF MARINE | MARINE ON ST. CR | 15.24% |
| NEIGHBORHOOD NATIONAL BANK | MORA | 15.09% |
| ELYSIAN BANK | ELYSIAN | 15.05% |
| STATE BANK OF JEFFERS | JEFFERS | 14.88% |
| PEOPLES STATE BANK OF WELLS | WELLS | 14.80% |
| HOME STATE BANK | LITCHFIELD | 14.78% |
| CITIZENS STB NORWOOD YOUNG A | NORWOOD YOUNG AM | 14.78% |
| 21ST CENTURY BANK | LORETTO | 14.70% |
| COMMERCE BANK | GENEVA | 14.62% |
| INTEGRITY BANK PLUS | WABASSO | 14.62% |
| MINNESOTA LAKES BANK | DELANO | 14.59% |
| MINNSTAR BANK NATIONAL ASSN | LAKE CRYSTAL | 14.51% |
| FREEPORT STATE BANK | FREEPORT | 14.45% |
| WESTERN NATIONAL BANK | DULUTH | 14.43% |
| PARK STATE BANK | DULUTH | 14.42% |
| GRAND MARAIS STATE BANK | GRAND MARAIS | 14.42% |
| NORTHERN STB OF VIRGINIA | VIRGINIA | 14.29% |
| LUMINATE BANK | MINNEAPOLIS | 14.08% |
| BANK OF ELK RIVER | ELK RIVER | 14.04% |
| GRAND TIMBER BANK | MCGREGOR | 13.98% |
| SECURITY BANK USA | BEMIDJI | 13.92% |
| FIRST STATE BANK&TRUST | BAYPORT | 13.91% |
| CONCORDE BANK | BLOMKEST | 13.90% |
| LAKEVIEW BANK | LAKEVILLE | 13.82% |
| FIRST FARMERS&MERCHANTS NB | LUVERNE | 13.80% |
| MIDCOUNTRY BANK | MINNEAPOLIS | 13.78% |
| STATE BANK OF FAIRMONT | FAIRMONT | 13.71% |
| FARMERS&MERCHANTS STB SPRING | SPRINGFIELD | 13.60% |
| NEW MARKET BANK | ELKO NEW MARKET | 13.53% |
| GATEWAY BANK | MENDOTA HEIGHTS | 13.53% |
| FORESIGHT BANK | PLAINVIEW | 13.48% |
| PIONEER BANK | MAPLETON | 13.42% |
| BANKCHEROKEE | SAINT PAUL | 13.18% |
| FIRST NB OF GILBERT | GILBERT | 13.16% |
| BONANZA VALLEY STATE BANK | BROOTEN | 13.13% |
| FIRST FARMERS&MERCHANTS BANK | CANNON FALLS | 13.13% |
| PINE COUNTRY BANK | LITTLE FALLS | 13.12% |
| CITIZENS BANK&TRUST CO | HUTCHINSON | 13.10% |
| UNITED MINNESOTA BANK | NEW LONDON | 13.09% |
| AMERICANA COMMUNITY BANK | SLEEPY EYE | 13.01% |
| NORTH AMERICAN BANKING CO | ROSEVILLE | 12.98% |
| PEOPLES STB OF PLAINVIEW | PLAINVIEW | 12.93% |
| SECURITY BANK&TRUST CO | GLENCOE | 12.91% |
| PREMIER BANK MINNESOTA | HASTINGS | 12.87% |
| NORTHEAST BANK | MINNEAPOLIS | 12.81% |
| FIRST NB AT ST JAMES | SAINT JAMES | 12.79% |
| STATE BANK OF FARIBAULT | FARIBAULT | 12.75% |
| FIRST NB OF BAGLEY | BAGLEY | 12.67% |
| PREMIER BANK | MAPLEWOOD | 12.47% |
| FIRST FARMERS&MERCHANTS NB | FAIRMONT | 12.46% |
| ALLIANCE BANK | LAKE CITY | 12.38% |
| VILLAGE BANK | SAINT FRANCIS | 12.28% |
| STERLING STATE BANK | AUSTIN | 12.26% |
| CENBANK | BUFFALO LAKE | 12.24% |
| BRIDGEWATER BANK | SAINT LOUIS PARK | 12.24% |
| CITIZENS ALLIANCE BANK | CLARA CITY | 12.21% |
| HOMETOWN BANK | CARVER | 12.12% |
| BREMER BANK NATIONAL ASSN | SAINT PAUL | 12.10% |
| HARVEST BANK | KIMBALL | 12.10% |
| MIDWEST BANK | DETROIT LAKES | 11.96% |
| KEEN BANK NATIONAL ASSN | WASECA | 11.94% |
| SECURITY BANK MINNESOTA | ALBERT LEA | 11.90% |
| HERITAGE BANK NATIONAL ASSN | SPICER | 11.86% |
| ODIN STATE BANK | ODIN | 11.84% |
| FRANDSEN BANK&TRUST | LONSDALE | 11.80% |
| FIRST NB OF HENNING | OTTERTAIL | 11.78% |
| RUSHFORD STATE BANK INC | RUSHFORD | 11.76% |
| MERCHANTS BANK NATIONAL ASSN | WINONA | 11.75% |
| EAGLE ROCK BANK | ROCHESTER | 11.74% |
| COMMUNITY RESOURCE BANK | NORTHFIELD | 11.73% |
| FIRST FARMERS&MERCHANTS STB | BROWNSDALE | 11.73% |
| AMERICAN NB OF MINNESOTA | BAXTER | 11.72% |
| VISIONBANK | SAINT LOUIS PARK | 11.60% |
| FARMERS STB OF UNDERWOOD | UNDERWOOD | 11.56% |
| FIRST NB OF COKATO | COKATO | 11.50% |
| FIRST NB OF OSAKIS | OSAKIS | 11.43% |
| WOODLAND BANK | DEER RIVER | 11.39% |
| FIRST NB MINNESOTA | SAINT PETER | 11.38% |
| CITIZENS BANK MINNESOTA | NEW ULM | 11.18% |
| PROFINIUM INC | TRUMAN | 11.13% |
| DEERWOOD BANK | WAITE PARK | 11.12% |
| FIRST FARMERS&MERCHANTS STB | GRAND MEADOW | 11.12% |
| FIRST RESOURCE BANK | LINO LAKES | 11.01% |
| PLATINUM BANK | OAKDALE | 10.99% |
| BANKVISTA | SARTELL | 10.92% |
| COMMUNITY BANK OWATONNA | OWATONNA | 10.89% |
| KEY COMMUNITY BANK | INVER GROVE HEIG | 10.74% |
| MINNESOTA NATIONAL BANK | SAUK CENTRE | 10.72% |
| KENSINGTON BANK | KENSINGTON | 10.70% |
| DRAKE BANK | SAINT PAUL | 10.70% |
| MINNWEST BANK | REDWOOD FALLS | 10.68% |
| GROVE BANK | GROVE CITY | 10.66% |
| LOWRY STATE BANK | LOWRY | 10.63% |
| HERITAGE BANK MINNESOTA | WEST CONCORD | 10.57% |
| PRIME SECURITY BANK | KARLSTAD | 10.56% |
| HIGHLAND BANK | SAINT PAUL | 10.55% |
| VANTAGE BANK | KENT | 10.46% |
| COMMUNITY BANK MANKATO | VERNON CENTER | 10.33% |
| UNITED PRAIRIE BANK | MOUNTAIN LAKE | 10.33% |
| FIRST INDEPENDENT BANK | RUSSELL | 10.32% |
| SHERBURNE STATE BANK | BECKER | 10.27% |
| FM BANK | WASECA | 10.27% |
| STATE BANK OF NEW RICHLAND | NEW RICHLAND | 10.26% |
| GLENWOOD STATE BANK INC | GLENWOOD | 10.19% |
| FIRST SECURITY BANK | BYRON | 10.14% |
| GRANITE BANK | COLD SPRING | 10.05% |
| STAR BANK | MAPLE LAKE | 9.97% |
| TRADITION CAPITAL BANK | WAYZATA | 9.92% |
| PRAIRIE SUN BANK | MILAN | 9.69% |
| FIRST STB OF ROSEMOUNT | ROSEMOUNT | 9.64% |
| CROWN BANK | EDINA | 9.58% |
| FIRST SOUTHEAST BANK | HARMONY | 8.64% |
| FIRST STATE BANK MINNESOTA | LE ROY | 0.00% |
| FARMERS&MERCHANTS STB PIERZ | PIERZ | 0.00% |
| CITIZENS STB OF ROSEAU | ROSEAU | 0.00% |
| HOMETOWN COMMUNITY BANK | CYRUS | 0.00% |
| VERMILLION STATE BANK | VERMILLION | 0.00% |
| ARCADIAN BANK | HARTLAND | 0.00% |
| FARMERS&MERCHANTS STB ALPHA | ALPHA | 0.00% |
| NORTHVIEW BANK | SANDSTONE | 0.00% |
| JANESVILLE STATE BANK | JANESVILLE | 0.00% |
| GRAND RAPIDS STATE BANK | GRAND RAPIDS | 0.00% |
| F&M COMMUNITY BANK NA | PRESTON | 0.00% |
| RANDALL STATE BANK | RANDALL | 0.00% |
| ESB BANK | CALEDONIA | 0.00% |
| LAKE CENTRAL BANK | ANNANDALE | 0.00% |
| VALLEY PREMIER BANK | HAWLEY | 0.00% |
| WADENA STATE BANK | WADENA | 0.00% |
| NORTHWOODS BANK OF MINNESOTA | PARK RAPIDS | 0.00% |
| RED RIVER STATE BANK | HALSTAD | 0.00% |
| FIRST STATE BANK OF WYOMING | WYOMING | 0.00% |
| SECURITY STB OF AITKIN | AITKIN | 0.00% |
| NORTH STAR BANK | ROSEVILLE | 0.00% |
| FRANKLIN STATE BANK | FRANKLIN | 0.00% |
| SECURITY STB OF WANAMINGO | WANAMINGO | 0.00% |
| SUNRISE BANKS NATIONAL ASSN | SAINT PAUL | 0.00% |
| ST MARTIN NATIONAL BANK | SAINT MARTIN | 0.00% |
| ST CLAIR STATE BANK INC | SAINT CLAIR | 0.00% |
| WANDA STATE BANK | WANDA | 0.00% |
| SCALE BANK | EDINA | 0.00% |
| CORNERSTONE STATE BANK | MONTGOMERY | 0.00% |
| AMERICAN STB OF GRYGLA | GRYGLA | 0.00% |
| VIKING BANK NATIONAL ASSN | ALEXANDRIA | 0.00% |
| FIRST NB OF BEMIDJI | BEMIDJI | 0.00% |
| FIRST BANK BLUE EARTH | BLUE EARTH | 0.00% |
| FIRST NATIONAL BANK | CHISHOLM | 0.00% |
| FIRST BANK ELK RIVER | ELK RIVER | 0.00% |
| FIRST NB OF FAIRFAX | FAIRFAX | 0.00% |
| FIRST NB OF LE CENTER | LONSDALE | 0.00% |
| COMMUNITY FIRST BANK | MENAHGA | 0.00% |
| FIRST NB OF MOOSE LAKE | MOOSE LAKE | 0.00% |
| CITIZENS NB OF PARK RAPIDS | PARK RAPIDS | 0.00% |
| WNB FINANCIAL N A | WINONA | 0.00% |
| CETERA TRUST CO NA | ST. PAUL | 0.00% |
| FALCON NATIONAL BANK | FOLEY | 0.00% |
| RIVERLAND BANK | JORDAN | 0.00% |
| THINK MUTUAL BANK | ROCHESTER | 0.00% |
| RELIANCE BANK | FARIBAULT | 0.00% |
| ENTREBANK | BLOOMINGTON | 0.00% |
| DAYFORCE NATIONAL TRUST BANK | BLOOMINGTON | 0.00% |
| FIRST COMMUNITY BANK | LESTER PRAIRIE | 0.00% |
| UNITED COMMUNITY BANK | PERHAM | 0.00% |
| SENTRY BANK | SAINT JOSEPH | 0.00% |
| UNITED FARMERS STATE BANK | ADAMS | 0.00% |
| ADRIAN STATE BANK | ADRIAN | 0.00% |
| CURRIE STATE BANK | CURRIE | 0.00% |
| FARMERS&MERCHANTS STB APPLET | APPLETON | 0.00% |
| NORTH SHORE BANK OF COMMERCE | DULUTH | 0.00% |
| ULTIMA BANK MINNESOTA | WINGER | 0.00% |
| STATE BANK OF LAKE PARK | LAKE PARK | 0.00% |
| FARMERS STB OF HOFFMAN | HOFFMAN | 0.00% |
| NORTHWESTERN BANK NA | DILWORTH | 0.00% |
| VERGAS STATE BANK | VERGAS | 0.00% |
| SECURITY STB OF WARROAD | WARROAD | 0.00% |