State Rankings & Insights
See how banks across MASSACHUSETTS rank on Efficiency Ratio for 2024Q3. Values are reported in percentage terms as of 2024-09-30. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 82.36%
- Median: 82.46%
- Min / Max: 40.24% — 215.22%
Top banks by Efficiency Ratio in MASSACHUSETTS
Count
101
Sum
8318.68%
Avg
82.36%
Median
82.46%
Min
40.24%
Max
215.22%
| Bank | City | Efficiency Ratio |
|---|---|---|
| 42 NORTH PRIVATE BANK | CANTON | 215.22% |
| WRENTHAM COOP BANK | WRENTHAM | 147.26% |
| WAKEFIELD COOP BANK | WAKEFIELD | 125.09% |
| ROLLSTONE BANK&TRUST | FITCHBURG | 116.50% |
| CORNERSTONE BANK | SPENCER | 105.94% |
| INSTITUTION SVG NEWBURYPORT& | NEWBURYPORT | 105.74% |
| SAVINGS BANK | WAKEFIELD | 104.65% |
| PENTUCKET BANK | HAVERHILL | 101.75% |
| WASHINGTON SAVINGS BANK | LOWELL | 100.83% |
| COLONIAL FSB | QUINCY | 100.60% |
| PITTSFIELD COOP BANK | PITTSFIELD | 99.89% |
| WINTER HILL BANK FSB | SOMERVILLE | 99.68% |
| VILLAGE BANK | AUBURNDALE | 98.97% |
| WELLINGTON TRUST CO NA | BOSTON | 97.90% |
| COOP BANK | ROSLINDALE | 97.21% |
| DEAN COOP BANK | FRANKLIN | 96.15% |
| STONEHAMBANK A COOP BANK | STONEHAM | 96.13% |
| EAST CAMBRIDGE SAVINGS BANK | CAMBRIDGE | 96.07% |
| WINCHESTER SAVINGS BANK | WINCHESTER | 96.07% |
| NEWBURYPORT FIVE CENTS SB | NEWBURYPORT | 95.22% |
| HAVERHILL BANK | HAVERHILL | 94.78% |
| COMMONWEALTH COOP BANK | HYDE PARK | 92.57% |
| BANKGLOUCESTER | GLOUCESTER | 92.54% |
| CLINTON SAVINGS BANK | CLINTON | 92.40% |
| EAGLE BANK | EVERETT | 90.97% |
| STOUGHTON COOP BANK | STOUGHTON | 90.83% |
| ATHOL SAVINGS BANK | ATHOL | 89.34% |
| BAY STATE SAVINGS BANK | WORCESTER | 89.03% |
| MIDDLESEX SAVINGS BANK | NATICK | 88.50% |
| ONEUNITED BANK | BOSTON | 88.19% |
| MILFORD FEDERAL BANK | MILFORD | 88.17% |
| WINCHESTER COOP BANK | WINCHESTER | 87.97% |
| GREENFIELD SAVINGS BANK | GREENFIELD | 87.39% |
| METHUEN COOP BANK | METHUEN | 87.03% |
| ADAMS COMMUNITY BANK | ADAMS | 86.92% |
| BLUESTONE BANK | RAYNHAM | 86.27% |
| FALL RIVER FIVE CENTS SB | FALL RIVER | 86.26% |
| CANTON COOP BANK | CANTON | 86.26% |
| NORTH BROOKFIELD SB | NORTH BROOKFIELD | 86.08% |
| NEW VALLEY BANK&TRUST | SPRINGFIELD | 86.07% |
| MILLBURY NATIONAL BANK | MILLBURY | 85.63% |
| CAPE COD COOP BANK | YARMOUTH PORT | 85.31% |
| READING COOP BANK | READING | 84.69% |
| BAYCOAST BANK | SWANSEA | 84.36% |
| CAPE ANN SAVINGS BANK | GLOUCESTER | 84.36% |
| DEDHAM INST FOR SVG | DEDHAM | 84.35% |
| CHARLES RIVER BANK | MEDWAY | 84.13% |
| MARBLEHEAD BANK | MARBLEHEAD | 83.68% |
| COASTAL HERITAGE BANK | WEYMOUTH | 83.35% |
| BANKPROV | AMESBURY | 82.49% |
| MARTHAS VINEYARD BANK | EDGARTOWN | 82.46% |
| WALPOLE COOP BANK | WALPOLE | 82.41% |
| LEE BANK | LEE | 81.03% |
| NATIONAL GRAND BK MARBLEHEAD | MARBLEHEAD | 80.04% |
| BRISTOL COUNTY SAVINGS BANK | TAUNTON | 79.80% |
| SAVERS COOP BANK | SOUTHBRIDGE | 79.27% |
| COUNTRY BANK FOR SAVINGS | WARE | 79.21% |
| WATERTOWN SAVINGS BANK | WATERTOWN | 78.89% |
| CAMBRIDGE SAVINGS BANK | CAMBRIDGE | 78.78% |
| GREENFIELD COOP BANK | GREENFIELD | 77.83% |
| SOUTH SHORE BANK | SOUTH WEYMOUTH | 77.41% |
| AVIDIA BANK | HUDSON | 77.34% |
| MIDDLESEX FEDERAL SAVINGS FA | SOMERVILLE | 77.27% |
| EVERETT COOP BANK | EVERETT | 76.82% |
| SEAMENS BANK | PROVINCETOWN | 76.73% |
| WESTFIELD BANK | WESTFIELD | 76.58% |
| CAPE COD FIVE CENTS SB | HYANNIS | 76.57% |
| NORTH EASTON SAVINGS BANK | SOUTH EASTON | 76.55% |
| HARBORONE BANK | BROCKTON | 76.02% |
| WEBSTER FIVE CENTS SB | WEBSTER | 75.84% |
| MAIN STREET BANK | MARLBOROUGH | 75.36% |
| MONSON SAVINGS BANK | MONSON | 74.17% |
| MOUNTAINONE BANK | NORTH ADAMS | 73.69% |
| ONELOCAL BANK | NORWOOD | 73.19% |
| NORTH CAMBRIDGE COOP BANK | CAMBRIDGE | 72.27% |
| EASTERN BANK | BOSTON | 72.20% |
| BANK OF EASTON | NORTH EASTON | 71.78% |
| UNIBANK FOR SAVINGS | WHITINSVILLE | 70.72% |
| FLORENCE BANK | FLORENCE | 70.07% |
| BANKESB | EASTHAMPTON | 69.14% |
| LOWELL FIVE CENT SB | TEWKSBURY | 68.88% |
| BANK OF CANTON | CANTON | 66.52% |
| STATE STREET BANK&TRUST CO | BOSTON | 66.35% |
| ENTERPRISE BANK&TRUST CO | LOWELL | 65.99% |
| LEADER BANK NATIONAL ASSN | ARLINGTON | 65.21% |
| MECHANICS COOP BANK | TAUNTON | 63.43% |
| HINGHAM INST FOR SVG | HINGHAM | 62.28% |
| SALEM FIVE CENTS SB | SALEM | 61.76% |
| PEOPLESBANK | HOLYOKE | 60.13% |
| FIDELITY COOP BANK | LEOMINSTER | 59.18% |
| NEEDHAM BANK | NEEDHAM | 58.73% |
| BROOKLINE BANK | BROOKLINE | 58.71% |
| FIRST FINANCIAL TRUST NA | WAKEFIELD | 57.29% |
| ROCKLAND TRUST CO | ROCKLAND | 56.12% |
| BOSTON TRUST WALDEN CO | BOSTON | 55.01% |
| BERKSHIRE BANK | PITTSFIELD | 54.93% |
| BANKHOMETOWN | OXFORD | 54.07% |
| NORTHERN BANK&TRUST CO | WOBURN | 48.36% |
| MUTUALONE BANK | FRAMINGHAM | 46.02% |
| COMPUTERSHARE TRUST CO NA | CANTON | 43.24% |
| NORTH SHORE BANK A COOP BANK | PEABODY | 40.24% |