West Michigan Community Bank
IDRSSD: 715340
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.34 | +2.50% | +8.32% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 15.04M | +0.00% | +0.01% | — |
| Commercial & Industrial (LNCI) | 178.20M | +3.59% | +6.81% | — |
| Construction & Land Dev (LNRECONS) | 67.26M | +4.41% | +28.95% | — |
| Consumer (Other) (LNCONOTH) | 4.27M | -18.16% | +14.79% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 464.33M | +5.56% | +17.62% | — |
| Efficiency Ratio (EEFFQR) | 49.79 | -3.47% | -3.82% | — |
| Equity / Assets (EQR) | 8.26 | -8.24% | -3.39% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 21.18M | +37.70% | +3.97% | — |
| Multifamily RE (LNREMULT) | 87.05M | +7.11% | +8.14% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.08 | — | — | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.84 | -3.52% | -1.29% | — |
| Noncurrent / Loans (NCLNLSR) | 0.31 | -60.99% | -68.82% | — |
| Return on Assets (Quarterly) (ROAQ) | 1.35 | -5.59% | -14.01% | — |
| Return on Assets (YTD) (ROA) | 1.18 | +2.41% | -11.56% | — |
| Return on Equity (Quarterly) (ROEQ) | 15.70 | -1.07% | -12.24% | — |
| Tier 1 Capital (RBCT1J) | 102.31M | -3.58% | +5.75% | — |
| Total Assets (ASSET) | 1.19B | +5.88% | +13.12% | — |
| Total Deposits (DEP) | 1.05B | +8.80% | +11.64% | — |
| Total Loans (Net) (LNLSNET) | 1.01B | +4.93% | +12.90% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 86.14M | -0.73% | +14.54% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 20:19:18 UTC