Watertown Savings Bank
IDRSSD: 298218
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.13 | +4.29% | +7.01% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 53.04M | -10.48% | -2.37% | — |
| Construction & Land Dev (LNRECONS) | 34.00M | +14.13% | +105.71% | — |
| Consumer (Other) (LNCONOTH) | 14.72M | -3.04% | -13.86% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 226.70M | +1.10% | -0.65% | — |
| Efficiency Ratio (EEFFQR) | 83.65 | +62.65% | +2.54% | — |
| Equity / Assets (EQR) | 18.01 | +1.51% | +6.27% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 3.66M | +34.57% | +18.35% | — |
| Multifamily RE (LNREMULT) | 28.08M | +21.25% | +15.17% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.05 | -28.57% | +400.00% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.68 | +2.41% | +13.59% | — |
| Noncurrent / Loans (NCLNLSR) | 2.13 | -16.61% | +40.30% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.28 | -84.36% | -15.15% | — |
| Return on Assets (YTD) (ROA) | 1.33 | -21.24% | +2.06% | — |
| Return on Equity (Quarterly) (ROEQ) | 1.58 | -84.46% | -21.39% | — |
| Tier 1 Capital (RBCT1J) | 157.63M | +0.43% | +8.65% | — |
| Total Assets (ASSET) | 941.39M | -0.80% | +4.33% | — |
| Total Deposits (DEP) | 762.65M | -1.36% | +2.65% | — |
| Total Loans (Net) (LNLSNET) | 576.41M | +1.06% | +4.02% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 232.47M | -0.46% | +1.36% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 19:13:16 UTC