Skip to main content

Tristate Capital Bank

IDRSSD: 3475083
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 3475083 held $23.2B in total assets as of 2026-03-31 (-0.4% quarter-over-quarter). Total loans stood at $18.3B (+3.1% QoQ) and total deposits at $21.4B (-0.5% QoQ).

Overall position is adequate — the composite Health Score is 54/100 (Adequate). Tier 1 / RWA stands at 18.57%, in the top quartile of peers. Asset quality (NPL ratio) sits in the top quartile of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
54/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$23.2B
-0.4% QoQ
Total Loans
$18.3B
+3.1% QoQ
Total Deposits
$21.4B
-0.5% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
18.57%
92th pctile · n=77↑ better
+63 bp QoQ
CET1 / RWA
18.57%
95th pctile · n=77↑ better
+63 bp QoQ
Total RBC / RWA
19.29%
91th pctile · n=77↑ better
+63 bp QoQ
Tier 1 Leverage Ratio
18.57%
92th pctile · n=77↑ better
+63 bp QoQ

Liquidity

Cash / Assets
9.98%
86th pctile · n=77↑ better
-250 bp QoQ
Loans / Deposits
85.77%
53th pctile · n=77↓ better
+301 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.37%
23th pctile · n=77↓ better
-11 bp QoQ
NPA / Assets
0.29%
25th pctile · n=77↓ better
-8 bp QoQ
Texas Ratio (regulatory)
3.74%
38th pctile · n=77↓ better
-110 bp QoQ
Net Charge-Offs / Avg Loans
0.12%
51th pctile · n=77↓ better
-5 bp QoQ
ALLL Coverage of NPL
90.44%
18th pctile · n=77↑ better
+1730 bp QoQ

Earnings

Net Interest Margin
1.99%
5th pctile · n=77↑ better
-6 bp QoQ
Return on Assets
0.71%
10th pctile · n=77↑ better
-11 bp QoQ
Return on Equity
10.10%
47th pctile · n=77↑ better
-173 bp QoQ
Efficiency Ratio
49.33%
32th pctile · n=77↓ better
+531 bp QoQ
Pre-tax NOI / Avg Assets
0.94%
12th pctile · n=77↑ better
-15 bp QoQ

Funding

Brokered / Deposits
2.84%
45th pctile · n=77↓ better
-34 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
0.00%
8th pctile · n=77↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
9.04%
16th pctile · n=77↑ better
-12 bp QoQ
AFS Securities / Assets
9.04%
34th pctile · n=77↑ better
-12 bp QoQ
HTM Securities / Assets
0.00%
14th pctile · n=77↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 08:58:25 UTC