RSSD 754826
IDRSSD: 754826
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Yields
RI + RC-K as of 2026-03-31. Ratios are YTD, not annualized.
Headline ratios
- Net Interest Margin
- 1.78% ≥ 3% healthy, < 2% weak
- Yield on Earning Assets
- 7.49% Interest inc. / avg earning assets
- Cost of Funds
- — ≤ 2% ok, > 3% elevated
- Efficiency Ratio
- 140.86% ≤ 65% ok, > 75% elevated
Current quarter — income & expense dollars
- Net Interest Income
- $4.89M Latest period
- Non-Interest Income
- $2.03M Latest period
- Non-Interest Expense
- $9.74M Latest period
Net interest margin — last 40 quarters
Interest income vs. interest expense — last 40 quarters
Definitions + sources
- Source
- FFIEC Schedules RI (income statement) and RC-K (quarterly averages) via
CallReport_Financials. - MDRM codes
RIAD4107(interest income),RIAD4073(interest expense),RIAD4340(NII),RCON3360(avg earning assets),RCON3381(avg total assets),RCON3365(avg loans),RCON3517(avg interest-bearing deposits).- NIM
- Net interest income / Avg earning assets.
- Efficiency
- Non-interest expense / (Net interest income + Non-interest income). Ratios shown are YTD as reported — not annualized.
Generated: 2026-04-25 00:25:56 UTC