The Payne County Bank
IDRSSD: 455150
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 0.75 | +1.78% | +20.01% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | -100.00% | — |
| Commercial & Industrial (LNCI) | 19.07M | +7.12% | +21.56% | — |
| Construction & Land Dev (LNRECONS) | 21.39M | -4.81% | +10.25% | — |
| Consumer (Other) (LNCONOTH) | 7.41M | -0.94% | +1.98% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 24.20M | +7.82% | +46.75% | — |
| Efficiency Ratio (EEFFQR) | 44.11 | -35.59% | -15.09% | — |
| Equity / Assets (EQR) | 12.48 | +1.53% | +1.96% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 1.35M | -74.07% | +5.15% | — |
| Multifamily RE (LNREMULT) | 2.96M | -1.20% | -27.56% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.19 | +171.43% | +11.76% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.31 | -2.27% | +6.68% | — |
| Noncurrent / Loans (NCLNLSR) | 0.89 | +8.32% | +21.69% | — |
| Return on Assets (Quarterly) (ROAQ) | 2.32 | +68.12% | +20.21% | — |
| Return on Assets (YTD) (ROA) | 2.32 | +28.84% | +19.74% | — |
| Return on Equity (Quarterly) (ROEQ) | 18.69 | +64.96% | +16.01% | — |
| Tier 1 Capital (RBCT1J) | 42.94M | +4.21% | +7.06% | — |
| Total Assets (ASSET) | 304.03M | +2.98% | +10.49% | — |
| Total Deposits (DEP) | 252.60M | +4.88% | +11.03% | — |
| Total Loans (Net) (LNLSNET) | 224.56M | +2.44% | +15.28% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 46.22M | -0.45% | -2.78% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-05-14 13:39:08 UTC