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The First State Bank Of Dongola

IDRSSD: 630041
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 630041 held $35.3M in total assets as of 2026-03-31 (+8.2% quarter-over-quarter). Total loans stood at $16.7M (-0.2% QoQ) and total deposits at $31.8M (+9.2% QoQ).

Overall position is adequate — the composite Health Score is 53/100 (Adequate). Tier 1 / RWA stands at 19.80%, in the below median of peers. Asset quality (NPL ratio) sits in the below median of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
53/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$35.3M
+8.2% QoQ
Total Loans
$16.7M
-0.2% QoQ
Total Deposits
$31.8M
+9.2% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
19.80%
30th pctile · n=82↑ better
+44 bp QoQ
CET1 / RWA
19.80%
67th pctile · n=172↑ better
+44 bp QoQ
Total RBC / RWA
20.79%
29th pctile · n=82↑ better
+45 bp QoQ
Tier 1 Leverage Ratio
19.80%
67th pctile · n=172↑ better
+44 bp QoQ

Liquidity

Cash / Assets
22.59%
70th pctile · n=172↑ better
-32 bp QoQ
Loans / Deposits
52.60%
45th pctile · n=160↓ better
-493 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.28%
56th pctile · n=172↓ better
+1 bp QoQ
NPA / Assets
0.14%
52th pctile · n=172↓ better
-1 bp QoQ
Texas Ratio (regulatory)
1.33%
56th pctile · n=172↓ better
+5 bp QoQ
Net Charge-Offs / Avg Loans
0.05%
88th pctile · n=172↓ better
+0 bp QoQ
ALLL Coverage of NPL
350.00%
87th pctile · n=172↑ better
-1957 bp QoQ

Earnings

Net Interest Margin
4.11%
62th pctile · n=172↑ better
-18 bp QoQ
Return on Assets
0.78%
45th pctile · n=172↑ better
+15 bp QoQ
Return on Equity
7.91%
58th pctile · n=172↑ better
+172 bp QoQ
Efficiency Ratio
81.59%
60th pctile · n=172↓ better
-540 bp QoQ
Pre-tax NOI / Avg Assets
0.85%
41th pctile · n=172↑ better
+22 bp QoQ

Funding

Brokered / Deposits
0.00%
44th pctile · n=160↓ better
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
0.00%
41th pctile · n=172↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
23.51%
53th pctile · n=172↑ better
+416 bp QoQ
AFS Securities / Assets
21.92%
62th pctile · n=172↑ better
+429 bp QoQ
HTM Securities / Assets
1.58%
77th pctile · n=172↑ better
-13 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 11:32:52 UTC