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The First National Bank Of Nevada Missouri

IDRSSD: 827355
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Vital Signs Report — 2023-Q4

Per-quarter snapshot for 2023-Q4: composite Vital Signs Score, all five pillars, and ranked Watch Items.

Synthesis

Vital Signs Score
92
/ 100
StrongAs of 2023-Q4QoQ -3

Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.

Quarterly Headline

2023-Q4

Bank #827355 2023-Q4 Vital Signs Score: 92/100 — overall strong. Strongest pillar: Securities (strong). Weakest pillar: Liquidity (strong).

Liquidity:Strong
Securities:Strong
Capitalization:Strong
Asset Quality:Strong
Reserves:Strong

Top 3 Watch Items

  1. info
    Cash / Assets below 3%
    Liquidity — Cash 2.50% of assets (threshold 3%).
  2. info
    90+ days past due elevated
    Asset Quality — 90+ PD 1.01%.

What changed this quarter

Compared to Q3 2023:
↓ -3 ptscomposite
  • Liquidity
    ↑ +6
  • Securities
    — —
  • Capitalization
    — —
  • Asset Quality
    ↓ -15
  • Reserves
    — —

The five pillars

Liquidity

StrongQoQ +6
82
Sub-score

Liquidity is strong: brokered 1.3%, loans/deposits 43.5%, cash 2.5% of assets.

Cash / Assets
2.50%
Loans / Deposits
43.50%
Brokered %
1.26%

Watch Items

  • infoCash / Assets below 3% — Cash 2.50% of assets (threshold 3%).

Securities

Strong
100
Sub-score

Securities profile is strong: securities 0.4% of assets.

MtM Loss / Tier 1
—
SVB watch metric
Securities / Assets
0.44%
No watch items at this period.

Capitalization

Strong
100
Sub-score

Capital position is strong: Tier 1 RBC 22.79%, CET1 22.79%, leverage 15.88%.

Tier 1 RBC
22.79%
CET1
22.79%
Leverage
15.88%
No watch items at this period.

Asset Quality

StrongQoQ -15
85
Sub-score

Asset quality is strong: Adjusted NPL 1.20%, Texas Ratio 2.8%, NCO YTD 0.00%.

Adjusted NPL
1.20%
Govt-guarantees stripped
Texas Ratio
2.8%
NCO YTD
0.00%
30-89 PD
0.38%
Band 0.3% / 3.0%
90+ PD
1.01%
Band 0.1% / 2.0%

Watch Items

  • info90+ days past due elevated — 90+ PD 1.01%.

Reserves

Strong
94
Sub-score

Reserves are strong: ALLL 2.02% of loans, coverage 171.5%, true coverage 171.5%.

ALLL / Loans
2.02%
Coverage
171.5%
True Loss Coverage
171.5%
No watch items at this period.

Methodology + sources

Vital Signs Score
Composite of five pillar sub-scores, each 0–100. Weights: Liquidity 20%, Securities 15%, Capitalization 25%, Asset Quality 25%, Reserves 15%. See functions/src/vitalSignsScore.ts for the complete formula and band anchors.
Period addressing
Per-quarter URLs accept "YYYY-Q{n}" (canonical), "YYYYqQ" (compact form), or "YYYY-MM-DD" quarter-end dates. All forms canonicalize to the same snapshot.
Source data
FFIEC Call Report Schedules RC, RC-A, RC-B, RC-E, RC-M, RC-N, RC-R, RI, and RI-B Pt I/II via CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).

Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.

Generated: 2026-05-13 18:42:04 UTC