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The Farmers And Merchants Bank

IDRSSD: 677644
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Asset Quality

RC-N as of 2026-03-31.

Headline ratios

Noncurrent Loan Ratio
0.53%
Latest period
Net Charge-Offs (ann.)
0.00%
Latest period
Texas Ratio
3.70%
Latest period
ALLL / Noncurrent
240.50%
Latest period
ALLL / Loans
1.27%
Latest period

Current quarter — absolute dollars

Noncurrent Loans
$7.4M
Latest period
ALLL
$17.7M
Latest period
Other Real Estate Owned
$359.0K
Latest period
Tier 1 Capital
$191.0M
Latest period

Noncurrent + ALLL trend

Definitions + sources

Source
FFIEC Call Report Schedule RC-N (noncurrent loans, allowance for loan losses, OREO, Tier 1 capital, total loans, provision expense), supplemented by FDIC pre-computed asset-quality ratios.
Texas Ratio
(Noncurrent loans + OREO) / (Tier 1 capital + ALLL). Values above 100% historically correlate with bank failure.
Coverage
ALLL / Noncurrent loans. Higher is better — supervisors look for at least 100%.

Generated: 2026-05-15 01:45:11 UTC