Skip to main content

The Citizens Bank

IDRSSD: 617145
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Asset Quality

RC-N as of 2026-03-31.

Headline ratios

Noncurrent Loan Ratio
0.35%
Latest period
Net Charge-Offs (ann.)
0.04%
Latest period
Texas Ratio
1.94%
Latest period
ALLL / Noncurrent
304.22%
Latest period
ALLL / Loans
1.07%
Latest period

Current quarter — absolute dollars

Noncurrent Loans
$569.0K
Latest period
ALLL
$1.7M
Latest period
Other Real Estate Owned
$1.0K
Latest period
Tier 1 Capital
$27.7M
Latest period

Noncurrent + ALLL trend

Definitions + sources

Source
FFIEC Call Report Schedule RC-N (noncurrent loans, allowance for loan losses, OREO, Tier 1 capital, total loans, provision expense), supplemented by FDIC pre-computed asset-quality ratios.
Texas Ratio
(Noncurrent loans + OREO) / (Tier 1 capital + ALLL). Values above 100% historically correlate with bank failure.
Coverage
ALLL / Noncurrent loans. Higher is better — supervisors look for at least 100%.

Generated: 2026-05-14 23:22:36 UTC