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The Bank Of Tampa

IDRSSD: 273336
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 273336 held $3.1B in total assets as of 2026-03-31 (+4.7% quarter-over-quarter). Total loans stood at $1.9B (+1.6% QoQ) and total deposits at $2.8B (+5.3% QoQ).

Overall position is strong — the composite Health Score is 70/100 (Strong). Tier 1 / RWA stands at 14.81%, in the above median of peers. Asset quality (NPL ratio) sits in the above median of peers.

1 Quarterly Anomaly Alert fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
70/100
Strong
Active Alerts
1
0 critical, 1 warning
Total Assets
$3.1B
+4.7% QoQ
Total Loans
$1.9B
+1.6% QoQ
Total Deposits
$2.8B
+5.3% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
14.81%
68th pctile · n=324↑ better
-3 bp QoQ
CET1 / RWA
14.81%
76th pctile · n=398↑ better
-3 bp QoQ
Total RBC / RWA
16.06%
70th pctile · n=324↑ better
-3 bp QoQ
Tier 1 Leverage Ratio
14.81%
74th pctile · n=398↑ better
-3 bp QoQ

Liquidity

Cash / Assets
6.08%
53th pctile · n=398↑ better
+414 bp QoQ
Loans / Deposits
70.40%
15th pctile · n=396↓ better
-253 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.31%
29th pctile · n=398↓ better
+13 bp QoQ
NPA / Assets
0.20%
23th pctile · n=398↓ better
+8 bp QoQ
Texas Ratio (regulatory)
1.70%
21th pctile · n=398↓ better
+71 bp QoQ
Net Charge-Offs / Avg Loans
0.02%
50th pctile · n=398↓ better
-20 bp QoQ
ALLL Coverage of NPL
447.26%
79th pctile · n=398↑ better
-31675 bp QoQ

Earnings

Net Interest Margin
3.60%
47th pctile · n=398↑ better
-10 bp QoQ
Return on Assets
1.22%
49th pctile · n=398↑ better
+3 bp QoQ
Return on Equity
12.89%
60th pctile · n=398↑ better
+8 bp QoQ
Efficiency Ratio
58.11%
43th pctile · n=398↓ better
+133 bp QoQ
Pre-tax NOI / Avg Assets
1.58%
53th pctile · n=398↑ better
+23 bp QoQ

Funding

Brokered / Deposits
0.00%
16th pctile · n=396↓ better
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
0.00%
13th pctile · n=398↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
25.27%
87th pctile · n=398↑ better
-214 bp QoQ
AFS Securities / Assets
16.37%
71th pctile · n=398↑ better
-137 bp QoQ
HTM Securities / Assets
8.86%
93th pctile · n=398↑ better
-77 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 08:48:16 UTC