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The Bank Of New York Mellon

IDRSSD: 541101
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 4 alerts active.

Summary

RSSD 541101 held $467.3B in total assets as of 2026-03-31 (+22.7% quarter-over-quarter). Total loans stood at $60.2B (+48.8% QoQ) and total deposits at $419.7B (+26.3% QoQ).

Overall position is strong — the composite Health Score is 77/100 (Strong). Tier 1 / RWA stands at 14.38%, in the above median of peers. Asset quality (NPL ratio) sits in the top quartile of peers.

4 Quarterly Anomaly Alerts fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
77/100
Strong
Active Alerts
4
1 critical, 1 warning
Total Assets
$467.3B
+22.7% QoQ
Total Loans
$60.2B
+48.8% QoQ
Total Deposits
$419.7B
+26.3% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
14.38%
54th pctile · n=13↑ better
-195 bp QoQ
CET1 / RWA
14.38%
77th pctile · n=13↑ better
-195 bp QoQ
Total RBC / RWA
14.59%
38th pctile · n=13↑ better
-197 bp QoQ
Tier 1 Leverage Ratio
14.38%
54th pctile · n=13↑ better
-195 bp QoQ

Liquidity

Cash / Assets
39.47%
100th pctile · n=13↑ better
+620 bp QoQ
Loans / Deposits
14.35%
0th pctile · n=13↓ better
+217 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.09%
8th pctile · n=13↓ better
-23 bp QoQ
NPA / Assets
0.01%
0th pctile · n=13↓ better
-2 bp QoQ
Texas Ratio (regulatory)
0.25%
8th pctile · n=13↓ better
-33 bp QoQ
Net Charge-Offs / Avg Loans
-0.09%
0th pctile · n=13↓ better
-6 bp QoQ
ALLL Coverage of NPL
383.64%
100th pctile · n=13↑ better
+21264 bp QoQ

Earnings

Net Interest Margin
1.43%
8th pctile · n=13↑ better
-18 bp QoQ
Return on Assets
1.29%
73th pctile · n=13↑ better
-15 bp QoQ
Return on Equity
18.64%
100th pctile · n=13↑ better
+41 bp QoQ
Efficiency Ratio
58.57%
62th pctile · n=13↓ better
-67 bp QoQ
Pre-tax NOI / Avg Assets
1.62%
69th pctile · n=13↑ better
-21 bp QoQ

Funding

Brokered / Deposits
2.89%
31th pctile · n=13↓ better
-127 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
0.84%
8th pctile · n=13↓ better
-57 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
33.25%
85th pctile · n=13↑ better
-611 bp QoQ
AFS Securities / Assets
22.80%
92th pctile · n=13↑ better
-394 bp QoQ
HTM Securities / Assets
10.45%
77th pctile · n=13↑ better
-217 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 13:29:08 UTC