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The Bank Of Greene County

IDRSSD: 214106
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 214106 held $3.2B in total assets as of 2026-03-31 (+1.1% quarter-over-quarter). Total loans stood at $1.7B (+3.6% QoQ) and total deposits at $2.8B (+4.8% QoQ).

Overall position is adequate — the composite Health Score is 70/100 (Adequate). Tier 1 / RWA stands at 15.75%, in the above median of peers. Asset quality (NPL ratio) sits in the top quartile of peers.

1 Quarterly Anomaly Alert fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
70/100
Adequate
Active Alerts
1
0 critical, 0 warning
Total Assets
$3.2B
+1.1% QoQ
Total Loans
$1.7B
+3.6% QoQ
Total Deposits
$2.8B
+4.8% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
15.75%
74th pctile · n=314↑ better
+11 bp QoQ
CET1 / RWA
15.75%
81th pctile · n=384↑ better
+11 bp QoQ
Total RBC / RWA
16.98%
76th pctile · n=314↑ better
+9 bp QoQ
Tier 1 Leverage Ratio
15.75%
79th pctile · n=384↑ better
+11 bp QoQ

Liquidity

Cash / Assets
4.43%
40th pctile · n=384↑ better
+45 bp QoQ
Loans / Deposits
62.12%
7th pctile · n=382↓ better
-73 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.18%
17th pctile · n=384↓ better
-2 bp QoQ
NPA / Assets
0.10%
12th pctile · n=384↓ better
-1 bp QoQ
Texas Ratio (regulatory)
0.95%
13th pctile · n=384↓ better
-9 bp QoQ
Net Charge-Offs / Avg Loans
0.02%
49th pctile · n=384↓ better
-1 bp QoQ
ALLL Coverage of NPL
706.39%
86th pctile · n=384↑ better
+5417 bp QoQ

Earnings

Net Interest Margin
2.72%
8th pctile · n=384↑ better
+9 bp QoQ
Return on Assets
1.37%
62th pctile · n=384↑ better
+0 bp QoQ
Return on Equity
15.15%
78th pctile · n=384↑ better
-32 bp QoQ
Efficiency Ratio
47.21%
15th pctile · n=384↓ better
+181 bp QoQ
Pre-tax NOI / Avg Assets
1.58%
53th pctile · n=384↑ better
+5 bp QoQ

Funding

Brokered / Deposits
1.14%
46th pctile · n=382↓ better
-6 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
2.68%
55th pctile · n=384↓ better
-375 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
37.24%
97th pctile · n=384↑ better
-160 bp QoQ
AFS Securities / Assets
11.63%
51th pctile · n=384↑ better
-144 bp QoQ
HTM Securities / Assets
25.61%
99th pctile · n=384↑ better
-16 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-12 22:06:03 UTC