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State Street Bank And Trust Company

IDRSSD: 352745
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 352745 held $351.9M in total assets as of 2026-03-31 (+0.9% quarter-over-quarter). Total loans stood at $278.6M (+1.4% QoQ) and total deposits at $313.5M (+2.5% QoQ).

Overall position is adequate — the composite Health Score is 56/100 (Adequate). Tier 1 / RWA stands at 11.63%, in the bottom quartile of peers. Asset quality (NPL ratio) sits in the above median of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
56/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$351.9M
+0.9% QoQ
Total Loans
$278.6M
+1.4% QoQ
Total Deposits
$313.5M
+2.5% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
11.63%
16th pctile · n=270↑ better
+3 bp QoQ
CET1 / RWA
11.63%
55th pctile · n=500↑ better
+3 bp QoQ
Total RBC / RWA
12.81%
17th pctile · n=270↑ better
+7 bp QoQ
Tier 1 Leverage Ratio
11.63%
55th pctile · n=500↑ better
+3 bp QoQ

Liquidity

Cash / Assets
2.35%
23th pctile · n=500↑ better
+20 bp QoQ
Loans / Deposits
88.88%
72th pctile · n=496↓ better
-92 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.25%
42th pctile · n=500↓ better
-7 bp QoQ
NPA / Assets
0.20%
41th pctile · n=500↓ better
-5 bp QoQ
Texas Ratio (regulatory)
1.86%
45th pctile · n=500↓ better
-49 bp QoQ
Net Charge-Offs / Avg Loans
0.03%
72th pctile · n=500↓ better
-37 bp QoQ
ALLL Coverage of NPL
472.61%
73th pctile · n=500↑ better
+11087 bp QoQ

Earnings

Net Interest Margin
4.85%
89th pctile · n=500↑ better
+5 bp QoQ
Return on Assets
2.14%
89th pctile · n=500↑ better
+67 bp QoQ
Return on Equity
23.61%
95th pctile · n=500↑ better
+725 bp QoQ
Efficiency Ratio
55.01%
27th pctile · n=500↓ better
-227 bp QoQ
Pre-tax NOI / Avg Assets
2.24%
87th pctile · n=500↑ better
+67 bp QoQ

Funding

Brokered / Deposits
0.00%
26th pctile · n=496↓ better
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
1.65%
62th pctile · n=500↓ better
-128 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
14.53%
43th pctile · n=500↑ better
-57 bp QoQ
AFS Securities / Assets
13.71%
48th pctile · n=500↑ better
-57 bp QoQ
HTM Securities / Assets
0.82%
80th pctile · n=500↑ better
-1 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-12 11:23:30 UTC