Spiro State Bank
IDRSSD: 397858
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 0.91 | +6.58% | -20.06% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 29.86M | +1.32% | +91.83% | — |
| Construction & Land Dev (LNRECONS) | 13.13M | +12.34% | +314.82% | — |
| Consumer (Other) (LNCONOTH) | 597.0K | -11.29% | -18.11% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 12.71M | -19.30% | +41.63% | — |
| Efficiency Ratio (EEFFQR) | 98.09 | -8.21% | +9.57% | — |
| Equity / Assets (EQR) | 11.57 | -6.62% | -28.89% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 603.0K | -59.56% | +146.12% | — |
| Multifamily RE (LNREMULT) | 4.38M | -0.82% | — | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.11 | +1000.00% | — | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.77 | -6.91% | -24.75% | — |
| Noncurrent / Loans (NCLNLSR) | 0.06 | -29.26% | +1125.24% | — |
| Return on Assets (Quarterly) (ROAQ) | -0.28 | -207.69% | -200.00% | — |
| Return on Assets (YTD) (ROA) | -0.28 | -367.79% | -201.17% | — |
| Return on Equity (Quarterly) (ROEQ) | -2.37 | -218.50% | -241.92% | — |
| Tier 1 Capital (RBCT1J) | 10.26M | -0.88% | -1.51% | — |
| Total Assets (ASSET) | 123.28M | +5.76% | +41.07% | — |
| Total Deposits (DEP) | 108.70M | +6.72% | +48.85% | — |
| Total Loans (Net) (LNLSNET) | 72.77M | +2.16% | +92.24% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 19.69M | -6.35% | -24.91% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-05-12 16:32:56 UTC